Santa Clara California Ejemplo de carta para correcciones al informe de crédito - Sample Letter for Corrections to Credit Report

• Category: Letras - No Legales - Crédito
• State: Multi-State
• County: Santa Clara
• Control #: US-0309LR
• Format: Word

Description

Carta con reporte de crédito que contiene correcciones. Dear [Credit Bureau], I am writing to request corrections to my credit report as I have recently become aware of some errors that are negatively impacting my creditworthiness. I would greatly appreciate your assistance in rectifying these inaccuracies promptly. Firstly, I have noticed an incorrect payment history listed for my auto loan from [Name of Lender]. According to my records, I have always made timely payments, and the history on my credit report shows multiple missed payments. This inaccurate information is severely damaging my credit score and does not accurately reflect my financial responsibility. Moreover, I have identified an inaccurate default notation on my credit report from [Name of Credit Card Company]. This default was erroneously marked after an administrative error, as I had already settled the outstanding balance in full before the due date. This entry is unjust and unjustifiable, as it wrongly suggests that I failed to meet my financial obligations. Additionally, please review the credit inquiries section of my report. I have noticed several unauthorized hard inquiries listed from financial institutions I have never had any dealings with. I suspect that my identity may have been compromised, and these inquiries have been made fraudulently. Furthermore, I kindly request that these unauthorized inquiries be removed from my report as soon as possible. Furthermore, I have included relevant supporting documents, such as payment receipts, settlement letters, and any other evidence that can attest to the inaccuracies outlined above. Furthermore, I kindly request that you thoroughly investigate and make the necessary corrections promptly. Please update my credit report to reflect the accurate payment history on my auto loan, remove the default notation from the credit card account, and eliminate the unauthorized hard inquiries. I understand that these corrections may take some time, but I kindly request that you keep me informed of the progress throughout the investigation and any subsequent actions taken. Should you require any further information or documentation to process my request, please do not hesitate to reach out to me at [Your Contact Information]. I am ready and willing to provide any additional assistance necessary to resolve these issues. Thank you for your attention to this matter. I trust that you will conduct a thorough investigation and rectify the inaccuracies promptly, allowing my credit report to reflect my true creditworthiness. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]

Dear [Credit Bureau], I am writing to request corrections to my credit report as I have recently become aware of some errors that are negatively impacting my creditworthiness. I would greatly appreciate your assistance in rectifying these inaccuracies promptly. Firstly, I have noticed an incorrect payment history listed for my auto loan from [Name of Lender]. According to my records, I have always made timely payments, and the history on my credit report shows multiple missed payments. This inaccurate information is severely damaging my credit score and does not accurately reflect my financial responsibility. Moreover, I have identified an inaccurate default notation on my credit report from [Name of Credit Card Company]. This default was erroneously marked after an administrative error, as I had already settled the outstanding balance in full before the due date. This entry is unjust and unjustifiable, as it wrongly suggests that I failed to meet my financial obligations. Additionally, please review the credit inquiries section of my report. I have noticed several unauthorized hard inquiries listed from financial institutions I have never had any dealings with. I suspect that my identity may have been compromised, and these inquiries have been made fraudulently. Furthermore, I kindly request that these unauthorized inquiries be removed from my report as soon as possible. Furthermore, I have included relevant supporting documents, such as payment receipts, settlement letters, and any other evidence that can attest to the inaccuracies outlined above. Furthermore, I kindly request that you thoroughly investigate and make the necessary corrections promptly. Please update my credit report to reflect the accurate payment history on my auto loan, remove the default notation from the credit card account, and eliminate the unauthorized hard inquiries. I understand that these corrections may take some time, but I kindly request that you keep me informed of the progress throughout the investigation and any subsequent actions taken. Should you require any further information or documentation to process my request, please do not hesitate to reach out to me at [Your Contact Information]. I am ready and willing to provide any additional assistance necessary to resolve these issues. Thank you for your attention to this matter. I trust that you will conduct a thorough investigation and rectify the inaccuracies promptly, allowing my credit report to reflect my true creditworthiness. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.