Subject: Contra Costa Sample Letter for Traffic Accident — Refusal to Pay Requested Damages Dear [Insurance Company/Individual's Name], I hope this letter finds you well. I am writing to address the unfortunate matter regarding the recent traffic accident that occurred on [date] at [location] involving [your name] and your insured party, [insured party's name]. As you may recall, the accident was a result of the negligence exhibited by your insured party, which led to considerable damage to my vehicle, incurred medical expenses, and caused significant emotional distress. The accident report filed by the local authorities supports the fact that your insured party was at fault. In the aftermath of this incident, I promptly contacted your company to report the accident and submitted a claim for damages incurred. However, to my disappointment, your company has refused to pay the requested damages, despite the clear liability established by the accident report and the supporting evidence provided. I would like to draw your attention to the specific points surrounding this accident and the corresponding damages: 1. Vehicle Damage: — Detailed assessment by a certified mechanic revealed extensive damage to my vehicle, requiring substantial repairs and replacement of parts. — A reputable repair shop has provided an estimate of the repair costs, which I have included with this letter as supporting documentation. — It is crucial that your company takes responsibility for these damages and covers the repair expenses accordingly. 2. Medical Expenses: — As a result of the accident, I had to seek immediate medical attention due to injuries sustained. — Attached to this letter is a detailed medical report outlining the diagnoses, prescribed medications, and treatment procedures administered, along with corresponding invoices. — I request that your insurance company covers the full extent of my medical expenses incurred due to this accident. 3. Emotional Distress: — The accident has caused significant emotional trauma and stress, impacting both my personal and professional life. — I request fair compensation for the emotional distress endured as a direct result of your insured party's negligence. I believe it is essential to resolve this matter amicably and in a timely manner. I urge your insurance company to reconsider its refusal to pay the requested damages and fulfill its obligation to compensate me for the losses and suffering I have experienced. Please be advised that if a satisfactory resolution is not reached within [reasonable timeframe], I will be left with no choice but to pursue legal action to protect my rights and seek the compensation I deserve. I appreciate your immediate attention to this matter and sincerely hope that we can come to a fair resolution. I expect to receive a response within [reasonable timeframe] from the date of this letter. Please contact me at [your contact details] to discuss this matter further or to provide any additional information you may require. Thank you for your prompt action. Sincerely, [Your Name]