This form is a sample letter in Word format covering the subject matter of the title of the form.
Dear [Insurance Company], I am writing to dispute your refusal to pay for the damages sustained in the traffic accident that occurred on [date] in Oakland, Michigan. As per the information provided by your insured party, they were responsible for the accident, and I had duly filed a claim for the necessary repairs and medical expenses related to the incident. The accident took place on [include street or intersection details if available], and at the time, I was lawfully abiding by all traffic regulations. Regrettably, your insured party, who was negligently operating their vehicle, collided with mine, resulting in significant damage to both vehicles. I promptly reported the accident to both the police and your insurance company, providing all the necessary details, photographs, and witness statements supporting my claim. Yet, despite having all the evidence in front of you, you have chosen to deny liability and refuse payment for the damages I have suffered. I implore you to reconsider your decision for the following reasons: 1. Liability: The accident report clearly establishes the fault of your insured party, indicating that they failed to yield the right-of-way or committed some other traffic violation. It is crucial to recognize that I should not bear the financial burden for the damages caused by the negligence of your insured. 2. Damage Evaluation: An accredited repair shop has provided a detailed evaluation of the damage sustained by my vehicle. The report clearly identifies the specific repairs required and their associated costs. I have attached a copy of this evaluation for your reference. It is my right, as the innocent party, to have these repairs performed at the expense of your insured. 3. Medical Expenses: As a result of the accident, I sought immediate medical attention for injuries sustained during the collision. I have enclosed copies of medical bills and records displaying the extent of my injuries and the treatments required. These expenses should be fully compensated for by your insurance company. Given the circumstances and the supporting evidence, I firmly request that you reconsider your denial and assume liability for the damages caused by your insured. It is in the best interest of all parties involved to swiftly resolve this matter fairly and responsibly. If I do not receive a satisfactory response within [reasonable time frame], I will have no choice but to pursue legal action to recover the rightful compensation for the damages incurred. I trust that it will not come to this, and instead, we can amicably settle this matter outside of court. I eagerly await your prompt response. Yours sincerely, [Your Name] [Your Contact Information]
Dear [Insurance Company], I am writing to dispute your refusal to pay for the damages sustained in the traffic accident that occurred on [date] in Oakland, Michigan. As per the information provided by your insured party, they were responsible for the accident, and I had duly filed a claim for the necessary repairs and medical expenses related to the incident. The accident took place on [include street or intersection details if available], and at the time, I was lawfully abiding by all traffic regulations. Regrettably, your insured party, who was negligently operating their vehicle, collided with mine, resulting in significant damage to both vehicles. I promptly reported the accident to both the police and your insurance company, providing all the necessary details, photographs, and witness statements supporting my claim. Yet, despite having all the evidence in front of you, you have chosen to deny liability and refuse payment for the damages I have suffered. I implore you to reconsider your decision for the following reasons: 1. Liability: The accident report clearly establishes the fault of your insured party, indicating that they failed to yield the right-of-way or committed some other traffic violation. It is crucial to recognize that I should not bear the financial burden for the damages caused by the negligence of your insured. 2. Damage Evaluation: An accredited repair shop has provided a detailed evaluation of the damage sustained by my vehicle. The report clearly identifies the specific repairs required and their associated costs. I have attached a copy of this evaluation for your reference. It is my right, as the innocent party, to have these repairs performed at the expense of your insured. 3. Medical Expenses: As a result of the accident, I sought immediate medical attention for injuries sustained during the collision. I have enclosed copies of medical bills and records displaying the extent of my injuries and the treatments required. These expenses should be fully compensated for by your insurance company. Given the circumstances and the supporting evidence, I firmly request that you reconsider your denial and assume liability for the damages caused by your insured. It is in the best interest of all parties involved to swiftly resolve this matter fairly and responsibly. If I do not receive a satisfactory response within [reasonable time frame], I will have no choice but to pursue legal action to recover the rightful compensation for the damages incurred. I trust that it will not come to this, and instead, we can amicably settle this matter outside of court. I eagerly await your prompt response. Yours sincerely, [Your Name] [Your Contact Information]