[Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Bank Name] [Bank Address] [City, State, Zip] Subject: Request for Christmas Credit Extension Dear [Bank Name], I hope this letter finds you well. I am writing to request a Christmas credit extension on my existing [credit card/loan] account with your esteemed institution, which I hold under the name of [your name] and account number [account number]. With the festive season approaching rapidly, I have found myself facing unexpected financial constraints that will make it difficult to meet the payment deadline for my [credit card/loan] account, which is due on [current due date]. Therefore, I kindly request your understanding and collaboration in extending the payment deadline for [number of days/weeks]. I assure you that this extension is not due to any negligence on my part, but rather unforeseen circumstances that have impacted my financial stability temporarily. This year has been particularly challenging due to [provide reasons such as loss of employment, medical expenses, or other valid reasons], which have significantly impacted my ability to meet my financial obligations. I highly appreciate your continuous support and cooperation, and I have always been a diligent and responsible customer. I have never missed a payment on my [credit card/loan] account in the past, and I intend to maintain this record of financial responsibility. To demonstrate my commitment to fulfilling my financial obligations, I would like to propose a revised payment plan. I kindly request that the outstanding balance of $[amount] be divided into [number of installments] monthly payments, starting from [proposed start date], with the remaining balance to be paid in full by [proposed final payment date]. This arrangement would significantly alleviate my current financial burden and enable me to honor my financial commitments. Furthermore, I understand that an extension may incur additional fees or interest charges. I kindly request that you reconsider or reduce any associated charges as a demonstration of goodwill and understanding towards my situation. I am confident that with your support and consideration, we can find a mutually agreeable solution that benefits both parties involved. Furthermore, I believe in maintaining a strong and long-lasting relationship with your esteemed institution, and I am committed to resolving this matter as quickly as possible. Furthermore, I appreciate your time and attention regarding my request. Furthermore, I kindly ask for your prompt response to this matter so that I can adequately plan my financial obligations during the upcoming holiday season. Thank you for your understanding and support. Please feel free to contact me at [phone number] or via email at [email address] to discuss further details or to provide any additional information you may require. Wishing you a joyous holiday season. Sincerely, [Your Name] Optional: Enclosure: Supporting documents (if applicable, such as proof of financial hardship, medical documents, etc.)
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.