Subject: Request for Detailed Breakdown of Account Arbitrage — Allegheny, Pennsylvania Dear [Lender/Creditor's Name], I am writing to formally request a detailed breakdown of the account arbitrage associated with my [Specify account type: mortgage/auto loan/credit card] from your institution. I have been diligently making payments towards my account, but I would appreciate a comprehensive breakdown of the outstanding balance to better understand the arbitrage and review the accuracy of the charges. As a resident of Allegheny, Pennsylvania, I understand the value of maintaining clear and transparent financial records. Therefore, it is crucial for me to have a complete understanding of any outstanding balance on my account. I believe that gaining a comprehensive overview of the charges and fees will provide me with the necessary information to evaluate my financial situation accurately. Please find the following information that I kindly request in the breakdown: 1. Principal Balance: The current balance owed on the account before any late payments or additional charges. 2. Late Payment Charges: A breakdown of late fees that have been applied to the account, specifying the date of each charge and the amount. 3. Interest Calculation: Provide a detailed explanation of how interest has been calculated and applied to my account. Include the interest rate applied, any compounding periods, and the overall interest due. 4. Other Fees and Charges: Specify any additional fees or charges, such as penalties, administrative costs, or legal fees that have been added to the account. Please detail each charge separately, including the date and a clear description of the incurred cost. 5. Payment History: Provide a payment history statement that reflects all payments made towards the account, indicating the date, amount, and method of payment for each. I kindly request that you provide these details within [Specify a reasonable time frame, e.g., 14 days] of receiving this letter. Given the importance of the information, I appreciate your prompt attention to this matter. Should you require any additional documentation or information from my end to proceed with this request, please feel free to reach out to me at [Your contact number/email address]. I trust that you understand my need for this detailed breakdown and will provide the requested information promptly. Thank you for your attention and cooperation. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]
Allegheny Pennsylvania Sample Letter for Breakdown of Account Arrearage
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FAQ
How do I request a support order modification? Contact your local DRS to obtain a Petition for Modification. You may also log into the child support website at as a payee or payor and submit a Petition for Modification through E-Services.
Only a judge can determine if it's time to modify your child support payments or terminate them completely. With the help of an attorney, you can file a petition for modification or termination, and then the judge can either accept or not accept the petition.
In PA, Remarriage Can Impact Child Support Orders Because your new husband or wife isn't ordinarily responsible for paying child support for your children from a previous relationship.
Information on filing for support by mail may also be obtained by calling the Family Division at 412-350-5600 Monday-Friday between the hours of AM PM. An unrepresented person may also file for support online via the Child Support Website at .
Pennsylvania has no statute of limitations for child support arrears.
In Pennsylvania, after a child support order is issued, either parent has the right to petition the court to review their case and change (modify) the existing child support order. Parents can petition the court any time if they believe their circumstances have changed enough to warrant a child support modification.
Can Child Support Arrears Be Forgiven in Pennsylvania? While this is not generally something that the court will bring up for you, there is a chance the retroactive amount can be waived if the two parents come to a mutual agreement.
Credit bureau reports (must be at least 60 days in arrears); Bench warrants for arrest; Passport denial or revocation; File civil contempt of court actions, which could result in a jail sentence.
Does Child Support End Automatically in PA? Even though the child support order may include a termination date, it does not end automatically. In PA, The noncustodial parent must submit a modification petition to stop payments. You must take specific steps to terminate the agreement.