[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, Zip Code] Subject: Request for Credit Limit Increase on Charge Account Dear [Recipient's Name], I hope this letter finds you well. I am writing to request an increase in the credit limit on my charge account [account number], which is held with [Bank/Credit Card Company Name]. I have been a loyal customer with an excellent payment history since [date] and have always made prompt payments. Furthermore, I believe that an increase in my credit limit would greatly benefit both parties involved. The current credit limit on my account is now becoming insufficient to meet my financial needs. As a long-term resident of Hennepin, Minnesota, I have consistently utilized my charge account for various expenses such as medical bills, home improvement projects, and daily living expenses. However, due to unforeseen circumstances and increasing costs of living, I find myself frequently reaching the credit limit on my account. Increasing my credit limit would provide me with the flexibility and peace of mind to manage my expenses effectively. It would also enable me to fully utilize the benefits of my charge account, including rewards programs and convenient payment options. Moreover, a credit limit raise would help me maintain my good credit standing and continue building a strong credit history. I understand that any credit increase is subject to your assessment of my creditworthiness and financial stability. Therefore, I have enclosed the required supporting documents, including recent pay stubs and bank statements, to assist you in evaluating my request. I kindly request you to review my request for a credit limit increase and provide me with your decision at your earliest convenience. I appreciate your attention to this matter, and I am confident that you will consider my request favorably. Please do not hesitate to contact me if you require any additional information or documentation. I can be reached at [Phone Number] or [Email Address]. Thank you for your time and consideration. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.