[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Position] [Company Name] [Company Address] [City, State, Zip Code] Subject: Request for Payment — Credit Line Exceeded Dear [Recipient's Name], I hope this letter finds you well. I am writing to address a pressing matter concerning the credit line on my account with [Company Name]. Due to unforeseen circumstances, I have exceeded the credit limit set for my account, and I am requesting your assistance in resolving this issue promptly. I have been a loyal customer of [Company Name] for [duration] and have consistently made payments on time. However, due to [explain the circumstances that led to the credit line being exceeded], I faced unexpected financial difficulties, resulting in the current situation. I understand that exceeding the credit limit is a violation of our agreement, and I sincerely apologize for this occurrence. I assure you that steps have already been taken to rectify the situation and prevent it from happening in the future. Furthermore, I have analyzed my finances and developed a repayment plan that will allow me to settle the outstanding amount within [specified time frame]. Furthermore, I kindly request your understanding and cooperation in providing me with the following assistance to resolve this matter: 1. Temporary Credit Limit Increase: I humbly request a temporary increase in my credit limit until the payment is made and the account balance is brought below the limit. This will ensure my continued ability to purchase products and services from [Company Name]. 2. Accommodating a Payment Plan: I propose a specific payment plan to settle the outstanding balance in installments over the next [duration] months. This plan will be based on my current financial situation, allowing me to meet my obligations while gradually clearing the over limit amount. 3. Waiving Late Fees or Charges: I kindly request your consideration in waiving any late fees or charges associated with exceeding the credit limit. I understand the impact it may have caused to your business, and I am committed to making due payments promptly to avoid such situations in the future. I sincerely apologize for any inconvenience this has caused [Company Name], and I take full responsibility for the credit line exceeding. Furthermore, I highly value our business relationship and intend to rectify this matter promptly. Furthermore, I kindly request a prompt response from your end, indicating your willingness to work together to resolve this issue and outlining any additional steps or requirements. Please find attached the necessary documents detailing my financial situation, including bank statements, paycheck stubs, and any other relevant supporting documents. These documents will outline my current financial standing and reassure you of my commitment to resolving this matter. Thank you for your attention to this matter. It is my sincere hope that we can work together to reach a satisfactory resolution promptly. I look forward to your prompt response and appreciate your understanding and assistance. Sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.