Dear [Insurance Company], I am writing to address my concerns regarding the pending cancellation of my life insurance policy with your company. I am a resident of Fulton, Georgia, and have been a loyal policyholder for the past [number of years]. First and foremost, I want to reiterate my commitment to maintaining this life insurance policy and its invaluable benefits. The policy has served as a vital financial security blanket for me and my loved ones, especially in times of uncertainty. Considering the unpredictable nature of life, it is essential to have a reliable life insurance policy in place. Upon reviewing my recent communication from your company, I was taken aback to learn that my policy is at risk of being cancelled. As a responsible policyholder, I have consistently paid my premiums on time and fulfilled all necessary requirements. I believe this cancellation may have occurred due to a misunderstanding or oversight on the part of your company. To rectify this situation, I kindly request that you thoroughly investigate the circumstances of the potential cancellation of my life insurance policy. I have attached copies of all relevant documents, including previous payment receipts and correspondence, for your reference. Furthermore, I would appreciate a prompt response from your company to address this matter and provide me with a detailed explanation. It is essential that you inform me of the exact reasons for the policy cancellation, as well as any possible alternatives, such as grace period extensions or revised payment arrangements. I would like to emphasize my commitment to upholding the terms and conditions of my life insurance policy. In recognition of my loyalty as a long-standing policyholder, I kindly request that you reconsider the cancellation and reinstate my policy immediately. I believe it is in both parties' best interests to continue our business relationship, given the longstanding history of prompt and consistent premium payments. Should you require any additional information or have further inquiries, please do not hesitate to contact me directly at [your contact information]. It is of utmost importance that we resolve this matter expediently to ensure the uninterrupted protection of my loved ones. Thank you for your urgent attention to this critical matter. I trust that your company will carefully review the details provided and take the necessary steps to prevent the cancellation of my life insurance policy. I look forward to your prompt response and a positive resolution. Yours sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.Fulton Georgia Modelo de carta para cancelación pendiente de póliza de seguro de vida - Sample Letter for Pending Cancellation of Life Insurance Policy
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FAQ
¿Que informacion debe contener la carta de reclamacion? Nombre, apellidos y DNI. De ser posible incluir los datos de tu poliza de seguro. Incluir que tipo de siniestro es y el momento en el que ha ocurrido. Fecha en la que acontecio o se descubrio la situacion. Donde sucedio, la causa de este y los diferentes danos.
La Carta de garantia dentro del ambito de los seguros, es el documentos que puede expedir una compania aseguradora cuando el cliente ha formalizado la contratacion de un seguro, pero todavia no tiene en su poder la documentacion especifica o el contrato origintal.
Un modelo basico deberia incluir: Asunto por el que nos queremos comunicar. Fecha y lugar. Nombre de la aseguradora. Tus datos personales en concepto de tomador y asegurado: nombre, apellidos, DNI, telefono, direccion y/o un medio de contacto. Los datos de la poliza que se desea cancelar.
En general, suelen ser: Informacion sobre la poliza: tu nombre y apellidos, documento nacional de identidad y numero de poliza. Hechos ocurridos. Danos sufridos. Fecha, lugar y hora del siniestro. Posibles causas y datos del contrario (perjudicado o causante) si lo hubiera.
¿Cuando cancelas un seguro de vida te regresan dinero? Si has decidido cancelar el seguro de vida -ya sea por estar inconforme con el servicio u otra empresa te ofrecio mejores beneficios- te devolveran las primas que no utilizaste, descontando gastos administrativos.
Para hacer efectiva la cancelacion, solo hay que avisar a la otra parte como poco 1 mes antes de que venza el contrato para el cliente y 2 meses antes para la aseguradora. Es decir, tienes que avisar minimo con un mes de antelacion que tienes la intencion de darte de baja.
Desistimiento en un plazo de 30 dias El articulo 83 a) de la Ley de contrato de seguro, establece que el asegurado podra cancelar el seguro de vida, si su duracion es superior a seis meses, en el plazo de 30 dias desde que el asegurador nos haya entregado las condiciones de la poliza, sin ningun tipo de penalizacion.
Si quieres dar de baja un seguro de vida lo unico que tienes que hacer es enviar una carta certificada al domicilio social de la compania de seguros donde tengas contratada la poliza. Debes hacerlo con dos meses de antelacion al vencimiento anual. Esto es lo que dice la poliza y la Ley de Contrato de Seguro.
El escrito de reclamacion debe ser breve y conciso, que se pueda leer e interpretar de forma rapida. Debemos hacer constar nuestros datos personales, DNI, direccion de contacto (tanto postal como el correo electronico), exponer el siniestro y el motivo concreto de la reclamacion.
Paso a paso: Como cancelar tu seguro de vida Haz una solicitud de anulacion con los datos del titular y de la poliza a anular.Tendras que enviar la solicitud a la compania aseguradora, a traves de un medio con el que quede constancia escrita del proceso.
