Broward Florida Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act

• Category: Letters - Legal - Collections
• State: Multi-State
• County: Broward
• Control #: US-0493LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Broward Florida Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act: [Your Name] [Your Address] [City, State, ZIP Code] [Date] [Debt Collector's Name] [Debt Collector's Address] [City, State, ZIP Code] Subject: [Account Number/Reference Number] Dear [Debt Collector's Name], I am writing to address a matter regarding an alleged debt that you are pursuing against me, which is subject to the Fair Debt Collection Practices Act (FD CPA). I am aware of my rights as a consumer under this federal law and want to ensure that they are fully respected and abided by throughout the collection process. Firstly, I request, pursuant to the FD CPA's Section 809(b), that you provide me with written validation of the debt within 30 days of receiving this letter. This should include detailed documentation explicitly stating the amount owed, the original creditor's name, and any supporting materials that substantiate the validity of the debt. Please also take note, as outlined by the FD CPA's Section 805(c), that I am disputing the alleged debt until proper validation has been provided. During this time, I'm exercising my rights under the FD CPA to request that all collection activities be ceased, including but not limited to contact through phone calls or letters, until the necessary information has been provided. In addition, I would like to address any potential violations of the FD CPA. If you or your agency have engaged in any unfair, deceptive, or abusive practices during the course of collecting this debt, please be aware that you may be in violation of the FD CPA. This includes, but is not limited to, the use of aggressive or harassing language, misrepresentation of the debt, threats, and contacting third parties without my explicit permission. I kindly request that all future communication regarding this debt is in writing and sent to my address mentioned above. I emphasize the importance of adhering to the guidelines set forth under the FD CPA to ensure a fair and respectful resolution to this matter. Failure to comply with the FD CPA may result in legal consequences, and I will not hesitate to take appropriate action to protect my rights as a consumer. I believe in a fair and transparent debt collection process, and I expect your cooperation in resolving this matter efficiently. Furthermore, please be aware that a copy of this letter will be sent to the Consumer Financial Protection Bureau (CFPB) and my legal representation, if applicable, as part of my commitment to addressing and preventing any potential violations of the FD CPA. Thank you for your prompt attention to this matter. I trust we can resolve this issue amicably and in accordance with the law. I look forward to receiving the necessary validation of this debt within the specified timeframe. Yours sincerely, [Your Name]

Broward Florida Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act: [Your Name] [Your Address] [City, State, ZIP Code] [Date] [Debt Collector's Name] [Debt Collector's Address] [City, State, ZIP Code] Subject: [Account Number/Reference Number] Dear [Debt Collector's Name], I am writing to address a matter regarding an alleged debt that you are pursuing against me, which is subject to the Fair Debt Collection Practices Act (FD CPA). I am aware of my rights as a consumer under this federal law and want to ensure that they are fully respected and abided by throughout the collection process. Firstly, I request, pursuant to the FD CPA's Section 809(b), that you provide me with written validation of the debt within 30 days of receiving this letter. This should include detailed documentation explicitly stating the amount owed, the original creditor's name, and any supporting materials that substantiate the validity of the debt. Please also take note, as outlined by the FD CPA's Section 805(c), that I am disputing the alleged debt until proper validation has been provided. During this time, I'm exercising my rights under the FD CPA to request that all collection activities be ceased, including but not limited to contact through phone calls or letters, until the necessary information has been provided. In addition, I would like to address any potential violations of the FD CPA. If you or your agency have engaged in any unfair, deceptive, or abusive practices during the course of collecting this debt, please be aware that you may be in violation of the FD CPA. This includes, but is not limited to, the use of aggressive or harassing language, misrepresentation of the debt, threats, and contacting third parties without my explicit permission. I kindly request that all future communication regarding this debt is in writing and sent to my address mentioned above. I emphasize the importance of adhering to the guidelines set forth under the FD CPA to ensure a fair and respectful resolution to this matter. Failure to comply with the FD CPA may result in legal consequences, and I will not hesitate to take appropriate action to protect my rights as a consumer. I believe in a fair and transparent debt collection process, and I expect your cooperation in resolving this matter efficiently. Furthermore, please be aware that a copy of this letter will be sent to the Consumer Financial Protection Bureau (CFPB) and my legal representation, if applicable, as part of my commitment to addressing and preventing any potential violations of the FD CPA. Thank you for your prompt attention to this matter. I trust we can resolve this issue amicably and in accordance with the law. I look forward to receiving the necessary validation of this debt within the specified timeframe. Yours sincerely, [Your Name]