San Bernardino California Sample Letter to Foreclosure Attorney - Payment Dispute

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• County: San Bernardino
• Control #: US-0511LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Address] [City, State, ZIP Code] Subject: Payment Dispute regarding Foreclosure [Loan/Account Number] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to address a serious concern I have regarding the foreclosure proceedings related to my property in San Bernardino, California. I have recently received [Insert recent communication received related to the foreclosure process, such as a demand letter, notice of default, or notice of trustee sale]. While I understand the necessity of the foreclosure process, I believe that there has been a payment discrepancy that has led to this unfortunate situation. Upon reviewing my financial records and mortgage payment history, I noticed an error in the payment allocation or any other relevant information provided in the aforementioned communication. It appears that an incorrect credit was applied or a payment has been inaccurately reported as delinquent. As a result, I am deeply concerned about the validity and accuracy of the foreclosure proceedings. To help clarify the situation, I have included the details of the payment(s) in dispute below: 1. Payment Date: [Date] Amount Paid: [amount] Payment Method: [Check, Electronic Transfer, etc.] Additional Comments: [Any relevant information regarding the payment, such as check number, account details, etc.] [Repeat the above information if there are multiple payments in dispute] I kindly request your immediate attention to this matter and your assistance in investigating the reasons behind this alleged payment discrepancy. As a responsible homeowner, it is essential for me to understand and rectify any errors to honor my financial obligations and prevent the loss of my property. In light of this dispute, I kindly request the following actions from your end: 1. A thorough review of the payment records for the given time frame to verify the accuracy of my payments. 2. A prompt notification of any findings and clarification regarding the discrepancy. 3. A temporary suspension of the foreclosure proceedings until the discrepancy is resolved in order to prevent any irreparable harm to my credit score or financial stability. 4. Assistance in facilitating direct communication with the mortgage service or lender to resolve the issue promptly. I believe that open communication and cooperation between us and the relevant parties involved will lead to a fair resolution. I am committed to resolving this payment dispute promptly and seek your guidance and expertise to navigate through this challenging situation. Please consider this letter as a formal notice of my intent to dispute the foreclosure proceedings based on the payment discrepancy mentioned above. I have also copied this correspondence to my mortgage service, [Mortgage Service's Name], to ensure they are aware of the issues at hand. To facilitate efficient communication, I can be reached at [Your Phone Number] or [Your Email Address]. I kindly request your prompt response within [Specify a reasonable timeline, e.g., 14 days from the receipt of this letter] to avoid any further escalation of this matter. Thank you for your attention to this matter, and I look forward to your prompt response and resolution of this payment dispute. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Address] [City, State, ZIP Code] Subject: Payment Dispute regarding Foreclosure [Loan/Account Number] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to address a serious concern I have regarding the foreclosure proceedings related to my property in San Bernardino, California. I have recently received [Insert recent communication received related to the foreclosure process, such as a demand letter, notice of default, or notice of trustee sale]. While I understand the necessity of the foreclosure process, I believe that there has been a payment discrepancy that has led to this unfortunate situation. Upon reviewing my financial records and mortgage payment history, I noticed an error in the payment allocation or any other relevant information provided in the aforementioned communication. It appears that an incorrect credit was applied or a payment has been inaccurately reported as delinquent. As a result, I am deeply concerned about the validity and accuracy of the foreclosure proceedings. To help clarify the situation, I have included the details of the payment(s) in dispute below: 1. Payment Date: [Date] Amount Paid: [amount] Payment Method: [Check, Electronic Transfer, etc.] Additional Comments: [Any relevant information regarding the payment, such as check number, account details, etc.] [Repeat the above information if there are multiple payments in dispute] I kindly request your immediate attention to this matter and your assistance in investigating the reasons behind this alleged payment discrepancy. As a responsible homeowner, it is essential for me to understand and rectify any errors to honor my financial obligations and prevent the loss of my property. In light of this dispute, I kindly request the following actions from your end: 1. A thorough review of the payment records for the given time frame to verify the accuracy of my payments. 2. A prompt notification of any findings and clarification regarding the discrepancy. 3. A temporary suspension of the foreclosure proceedings until the discrepancy is resolved in order to prevent any irreparable harm to my credit score or financial stability. 4. Assistance in facilitating direct communication with the mortgage service or lender to resolve the issue promptly. I believe that open communication and cooperation between us and the relevant parties involved will lead to a fair resolution. I am committed to resolving this payment dispute promptly and seek your guidance and expertise to navigate through this challenging situation. Please consider this letter as a formal notice of my intent to dispute the foreclosure proceedings based on the payment discrepancy mentioned above. I have also copied this correspondence to my mortgage service, [Mortgage Service's Name], to ensure they are aware of the issues at hand. To facilitate efficient communication, I can be reached at [Your Phone Number] or [Your Email Address]. I kindly request your prompt response within [Specify a reasonable timeline, e.g., 14 days from the receipt of this letter] to avoid any further escalation of this matter. Thank you for your attention to this matter, and I look forward to your prompt response and resolution of this payment dispute. Yours sincerely, [Your Name]