Allegheny Pennsylvania Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• County: Allegheny
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, Texas 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Experian, I am writing to request a free copy of my credit report based on a recent denial of credit. I understand that Experian, formerly known as TRY, is a major credit reporting agency and I believe it is my right to receive a copy of my credit file under the Fair Credit Reporting Act (FCRA). I am a resident of Allegheny County, Pennsylvania, and I recently applied for credit with [Name of the Creditor]. Unfortunately, my application was denied, and the creditor informed me that the decision was based on information obtained from my credit report. In accordance with the FCRA, I kindly request that you provide me with a complete and up-to-date copy of my credit report, including all information used by [Name of the Creditor] in their decision-making process. I need this information to understand the factors that may have influenced the denial of my credit application. To assist you in locating my credit file, please find the relevant details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address: [Your Previous Address, if applicable] Please note that it has come to my attention that the FCRA grants me the right to obtain a free credit report within 60 days of a credit denial. Therefore, I kindly request that you provide the credit report in a timely manner. Additionally, I request that you investigate and verify the accuracy of the information in my credit report. If any inaccuracies or incomplete entries are found, I urge you to take the necessary steps to correct them promptly and provide me with a revised copy of the credit report. Should you require any further information or documentation to process my request, please let me know promptly. You may reach me at [Your Phone Number] or [Your Email Address]. I appreciate your time and attention to this matter. Thank you for your prompt assistance in resolving this issue. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, Texas 75013 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Experian, I am writing to request a free copy of my credit report based on a recent denial of credit. I understand that Experian, formerly known as TRY, is a major credit reporting agency and I believe it is my right to receive a copy of my credit file under the Fair Credit Reporting Act (FCRA). I am a resident of Allegheny County, Pennsylvania, and I recently applied for credit with [Name of the Creditor]. Unfortunately, my application was denied, and the creditor informed me that the decision was based on information obtained from my credit report. In accordance with the FCRA, I kindly request that you provide me with a complete and up-to-date copy of my credit report, including all information used by [Name of the Creditor] in their decision-making process. I need this information to understand the factors that may have influenced the denial of my credit application. To assist you in locating my credit file, please find the relevant details below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address: [Your Previous Address, if applicable] Please note that it has come to my attention that the FCRA grants me the right to obtain a free credit report within 60 days of a credit denial. Therefore, I kindly request that you provide the credit report in a timely manner. Additionally, I request that you investigate and verify the accuracy of the information in my credit report. If any inaccuracies or incomplete entries are found, I urge you to take the necessary steps to correct them promptly and provide me with a revised copy of the credit report. Should you require any further information or documentation to process my request, please let me know promptly. You may reach me at [Your Phone Number] or [Your Email Address]. I appreciate your time and attention to this matter. Thank you for your prompt assistance in resolving this issue. Sincerely, [Your Name]