Mecklenburg North Carolina Modelo de carta por monto insuficiente para restablecer el préstamo - Sample Letter for Insufficient Amount to Reinstate Loan

• Category: Cartas - Préstamos y Préstamos - Reintegros
• State: Multi-State
• County: Mecklenburg
• Control #: US-0791LTR
• Format: Word

Description

Carta en la que el pago original fue insuficiente para poner el préstamo al corriente; establece la nueva cantidad necesaria para restablecer el préstamo. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Name of Lender] [Address] [City, State, ZIP] Subject: Insufficient Amount to Reinstate Loan — [Loan Account Number] Dear [Name of Lender], I am writing to address the issue of insufficient funds required to reinstate my loan account. I understand that the terms and conditions of the loan agreement state that I must provide a specific amount to bring my account current and avoid further penalties or consequences. However, due to unforeseen circumstances, I am unable to fulfill the full payment as requested. I would like to provide you with an explanation of my current financial situation. [Briefly explain the circumstances that have led to your inability to reinstate the loan in full. This can include job loss, medical expenses, or any other valid reason that has caused a disruption in your financial stability.] Despite my best efforts to meet my financial obligations, I am currently facing significant difficulties in restoring my loan account to its previous status. I am fully committed to resolving this issue and getting my loan account back on track. I would like to propose an alternative solution that would allow me to reinstate the loan in a more manageable manner. Furthermore, I am requesting your assistance in considering the following options: 1. Loan Restructuring: I kindly request that you consider restructuring my loan to extend the repayment period or reduce the monthly payments temporarily until I regain my financial stability. This would provide me with much-needed relief and enable me to make timely payments without further delay. 2. Partial Payment Agreement: I understand that the full reinstatement amount is not feasible for me at this moment. However, I am prepared to offer a partial payment towards the amount due. I request that you accept this partial payment as a gesture of my commitment to resolving this matter promptly. We can discuss a mutually agreeable payment plan to eventually reinstate the loan in full. 3. Suspension of Penalties: Given my sincere efforts to communicate and resolve this issue, I kindly request the temporary suspension of any additional late payment fees, penalties, or charges while we work towards a suitable solution. I assure you that my current financial situation is temporary, and I am eager to restore my loan account as soon as possible. It is my utmost priority to maintain a good standing with your institution, and I hope you understand the extenuating circumstances that have led to this situation. I kindly ask for your flexibility, understanding, and cooperation in finding a resolution that benefits both parties involved. I am prepared to discuss these options further or negotiate a solution that will help me reinstate my loan while ensuring my commitment to fulfilling my financial obligations. Furthermore, I would appreciate your prompt attention to this matter. Please feel free to contact me at [Phone Number] or via email at [Email Address] to initiate a discussion or provide any additional information you may require. Thank you for your understanding and cooperation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Name of Lender] [Address] [City, State, ZIP] Subject: Insufficient Amount to Reinstate Loan — [Loan Account Number] Dear [Name of Lender], I am writing to address the issue of insufficient funds required to reinstate my loan account. I understand that the terms and conditions of the loan agreement state that I must provide a specific amount to bring my account current and avoid further penalties or consequences. However, due to unforeseen circumstances, I am unable to fulfill the full payment as requested. I would like to provide you with an explanation of my current financial situation. [Briefly explain the circumstances that have led to your inability to reinstate the loan in full. This can include job loss, medical expenses, or any other valid reason that has caused a disruption in your financial stability.] Despite my best efforts to meet my financial obligations, I am currently facing significant difficulties in restoring my loan account to its previous status. I am fully committed to resolving this issue and getting my loan account back on track. I would like to propose an alternative solution that would allow me to reinstate the loan in a more manageable manner. Furthermore, I am requesting your assistance in considering the following options: 1. Loan Restructuring: I kindly request that you consider restructuring my loan to extend the repayment period or reduce the monthly payments temporarily until I regain my financial stability. This would provide me with much-needed relief and enable me to make timely payments without further delay. 2. Partial Payment Agreement: I understand that the full reinstatement amount is not feasible for me at this moment. However, I am prepared to offer a partial payment towards the amount due. I request that you accept this partial payment as a gesture of my commitment to resolving this matter promptly. We can discuss a mutually agreeable payment plan to eventually reinstate the loan in full. 3. Suspension of Penalties: Given my sincere efforts to communicate and resolve this issue, I kindly request the temporary suspension of any additional late payment fees, penalties, or charges while we work towards a suitable solution. I assure you that my current financial situation is temporary, and I am eager to restore my loan account as soon as possible. It is my utmost priority to maintain a good standing with your institution, and I hope you understand the extenuating circumstances that have led to this situation. I kindly ask for your flexibility, understanding, and cooperation in finding a resolution that benefits both parties involved. I am prepared to discuss these options further or negotiate a solution that will help me reinstate my loan while ensuring my commitment to fulfilling my financial obligations. Furthermore, I would appreciate your prompt attention to this matter. Please feel free to contact me at [Phone Number] or via email at [Email Address] to initiate a discussion or provide any additional information you may require. Thank you for your understanding and cooperation. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.