Wake North Carolina Carta del deudor a la compañía de tarjeta de crédito solicitando una tasa de interés más baja durante un cierto período de tiempo - Letter from Debtor to Credit Card Company Requesting a Lower Interest Rate for a Certain Period of Time

• Category: Cartas - Préstamos y Préstamos
• State: Multi-State
• County: Wake
• Control #: US-1116BG
• Format: Word

Description

Reducciones de pago Title: Wake, North Carolina: Template of a Letter from a Debtor to a Credit Card Company Requesting a Lower Interest Rate for a Certain Period of Time Keywords: Wake, North Carolina, debtor, credit card company, lower interest rate, certain period of time --- Dear [Credit Card Company], [Your Full Name] from [Your Address], residing in Wake, North Carolina, am I writing to request a lower interest rate on my [Credit Card Company] credit card for a specified period of time. I have been a loyal and responsible customer for [Duration] and have maintained a good credit history. As you are aware, the current interest rate on my credit card is [Insert Current Interest Rate]. While this rate may have been reasonable when I first obtained the card, I believe that circumstances have changed, and a reduction in interest rate is necessary to ensure my ability to manage this balance effectively. I understand that credit card companies often offer promotional interest rates for new customers or for a limited time period. I kindly request that you extend a similar courtesy to me for a predetermined timeframe, specifically [Specify the Desired Lower Interest Rate] for a period of [Specify the Duration]. During this time, I intend to diligently reduce the outstanding balance and ultimately eliminate it. My financial situation has recently changed due to [Explain the Reason for the Financial Change: job loss, medical expenses, unexpected bills, etc.]. In light of these circumstances, it would greatly assist me if I could avail myself of a lower interest rate, enabling me to manage my finances responsibly and steadily work towards debt reduction. Throughout my time as a cardholder, I have consistently made on-time payments and maintained a healthy credit score. I believe that this request aligns with my responsible payment history and the long-standing relationship I have maintained with [Credit Card Company]. I value my partnership with [Credit Card Company], and I am confident that a temporary reduction in interest rate will benefit both parties. It will enable me to settle my outstanding balance more efficiently while reducing the risk of defaults or delinquencies. I respectfully ask that you review my account, consider my request, and provide a response within [Specify a Reasonable Timeframe]. If more information or supporting documents are required to evaluate the request, please let me know, and I will gladly provide them promptly. Thank you for your time and attention to my request. I look forward to receiving a favorable response from you. Should you have any further inquiries or need to discuss this matter, please do not hesitate to contact me at [Phone Number] or via email at [Email Address]. Sincerely, [Your Full Name] [Your Contact Information]

Title: Wake, North Carolina: Template of a Letter from a Debtor to a Credit Card Company Requesting a Lower Interest Rate for a Certain Period of Time Keywords: Wake, North Carolina, debtor, credit card company, lower interest rate, certain period of time --- Dear [Credit Card Company], [Your Full Name] from [Your Address], residing in Wake, North Carolina, am I writing to request a lower interest rate on my [Credit Card Company] credit card for a specified period of time. I have been a loyal and responsible customer for [Duration] and have maintained a good credit history. As you are aware, the current interest rate on my credit card is [Insert Current Interest Rate]. While this rate may have been reasonable when I first obtained the card, I believe that circumstances have changed, and a reduction in interest rate is necessary to ensure my ability to manage this balance effectively. I understand that credit card companies often offer promotional interest rates for new customers or for a limited time period. I kindly request that you extend a similar courtesy to me for a predetermined timeframe, specifically [Specify the Desired Lower Interest Rate] for a period of [Specify the Duration]. During this time, I intend to diligently reduce the outstanding balance and ultimately eliminate it. My financial situation has recently changed due to [Explain the Reason for the Financial Change: job loss, medical expenses, unexpected bills, etc.]. In light of these circumstances, it would greatly assist me if I could avail myself of a lower interest rate, enabling me to manage my finances responsibly and steadily work towards debt reduction. Throughout my time as a cardholder, I have consistently made on-time payments and maintained a healthy credit score. I believe that this request aligns with my responsible payment history and the long-standing relationship I have maintained with [Credit Card Company]. I value my partnership with [Credit Card Company], and I am confident that a temporary reduction in interest rate will benefit both parties. It will enable me to settle my outstanding balance more efficiently while reducing the risk of defaults or delinquencies. I respectfully ask that you review my account, consider my request, and provide a response within [Specify a Reasonable Timeframe]. If more information or supporting documents are required to evaluate the request, please let me know, and I will gladly provide them promptly. Thank you for your time and attention to my request. I look forward to receiving a favorable response from you. Should you have any further inquiries or need to discuss this matter, please do not hesitate to contact me at [Phone Number] or via email at [Email Address]. Sincerely, [Your Full Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.