Harris Texas Stored Value Product Agreement and Disclosures form the contractual agreement between the consumer and Harris Texas when a stored value product, such as a prepaid card or electronic wallet, is issued by the company. This agreement outlines the terms and conditions that govern the use of the stored value product and the associated services provided by Harris Texas. The Harris Texas Stored Value Product Agreement and Disclosures contain various important clauses that safeguard the rights of both the consumer and the issuer. These include details about the different types of transactions that can be performed using the stored value product, any applicable fees or charges, liability limitations, dispute resolution procedures, and the customer's responsibilities for safeguarding their account information. One of the primary purposes of the agreement is to inform the consumer about the product's features, limitations, and potential risks. It provides details about how funds can be loaded onto the card or wallet, how transactions can be initiated, and any restrictions or limitations on usage. The disclosure section of the agreement provides transparency regarding fees and charges associated with the stored value product. This may include information on monthly maintenance fees, transaction fees, ATM withdrawal fees, balance inquiry fees, and any other charges that may be applicable. Additionally, the Harris Texas Stored Value Product Agreement and Disclosures address the consumer's responsibility for promptly reporting any unauthorized transactions or loss of their card or wallet. It clarifies the liability of the consumer and the issuer in case of unauthorized usage or fraudulent activities. It is worth noting that there may be different types of Harris Texas Stored Value Product Agreements and Disclosures, depending on the specific product or service offered. For example, there could be separate agreements for prepaid debit cards, mobile wallets, or gift cards. Each type of agreement would highlight the unique features, terms, and conditions specific to that particular product or service. In summary, the Harris Texas Stored Value Product Agreement and Disclosures form an essential legal document that establishes the relationship between the consumer and Harris Texas when using a stored value product. It provides comprehensive information about the product's features, fees, limitations, and customer responsibilities, ensuring a transparent and mutually beneficial agreement for both parties involved.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.