Section 806 of the Fair Debt Collection Practices Act states in part that a debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. One example of such activity involves using threats (including implied threats), violence, or other criminal means to harm anyone's reputation, property, or physical person.
Los Angeles California Letter Informing Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor Dear [Debt Collection Agency Name], I am writing to formally bring to your attention the ongoing harassment and abuse in collection activities that I have been subjected to by your agency. It has come to my attention that your representatives have resorted to threats of violence or other criminal means to harm my physical person, reputation, and/or property in their pursuit of debt collection from me. I hereby notify you that such behavior is strictly prohibited under federal and state laws regarding debt collection practices. Not only is this harassment a blatant violation of the Fair Debt Collection Practices Act (FD CPA) and the California Rosenthal Fair Debt Collection Practices Act (RFD CPA), but it also raises concerns about the ethics and professionalism of your agency. As a debtor, I have the right to be treated fairly, with respect, and without any form of abuse or violence. Your agency's actions have crossed the line, and I will not tolerate such behavior any longer. Be informed that I have kept detailed records of all communication and interactions involving your agency, including dates, times, names of representatives involved, and the specific abusive or threatening remarks made. I will not hesitate to pursue legal action and file complaints with the appropriate regulatory bodies if this harassment continues. I demand an immediate cessation of any and all abusive and threatening collection practices directed towards me. Furthermore, I request that you provide written confirmation within [reasonable timeframe, e.g., 10 business days] that you have received this letter and have initiated an internal investigation into the matter. Additionally, I expect to be informed of the actions taken to rectify this situation and prevent any future occurrences. Should you fail to appropriately address this matter and continue your illegal collection practices, please be aware that I will exercise my rights under the FD CPA and RFD CPA and explore all available legal remedies to seek justice and compensation for the harm caused. I trust that you will take this matter seriously and resolve it promptly. By doing so, you demonstrate your commitment to lawful debt collection practices and your obligations towards protecting the rights and well-being of debtors. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]Los Angeles California Letter Informing Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor Dear [Debt Collection Agency Name], I am writing to formally bring to your attention the ongoing harassment and abuse in collection activities that I have been subjected to by your agency. It has come to my attention that your representatives have resorted to threats of violence or other criminal means to harm my physical person, reputation, and/or property in their pursuit of debt collection from me. I hereby notify you that such behavior is strictly prohibited under federal and state laws regarding debt collection practices. Not only is this harassment a blatant violation of the Fair Debt Collection Practices Act (FD CPA) and the California Rosenthal Fair Debt Collection Practices Act (RFD CPA), but it also raises concerns about the ethics and professionalism of your agency. As a debtor, I have the right to be treated fairly, with respect, and without any form of abuse or violence. Your agency's actions have crossed the line, and I will not tolerate such behavior any longer. Be informed that I have kept detailed records of all communication and interactions involving your agency, including dates, times, names of representatives involved, and the specific abusive or threatening remarks made. I will not hesitate to pursue legal action and file complaints with the appropriate regulatory bodies if this harassment continues. I demand an immediate cessation of any and all abusive and threatening collection practices directed towards me. Furthermore, I request that you provide written confirmation within [reasonable timeframe, e.g., 10 business days] that you have received this letter and have initiated an internal investigation into the matter. Additionally, I expect to be informed of the actions taken to rectify this situation and prevent any future occurrences. Should you fail to appropriately address this matter and continue your illegal collection practices, please be aware that I will exercise my rights under the FD CPA and RFD CPA and explore all available legal remedies to seek justice and compensation for the harm caused. I trust that you will take this matter seriously and resolve it promptly. By doing so, you demonstrate your commitment to lawful debt collection practices and your obligations towards protecting the rights and well-being of debtors. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
