King Washington Segunda Notificación al Cobrador de Deudas de Acoso o Abuso en Actividades de Cobro que Involucran Amenazas de Usar la Violencia u otros Medios Criminales para Dañar la Persona Física, la Reputación y/o la Propiedad del Deudor - Second Notice to Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor

State:
Multi-State
County:
King
Control #:
US-DCPA-18.2BG
Format:
Word
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Description

This form is a follow-up letter containing a warning that the debt collector's continued violation of the Fair Debt Collection Practices Act may result in a law suit being filed against the debt collector.

King Washington is a legal firm providing assistance and guidance to debtors who are facing harassment or abuse in collection activities. Our Second Notice to Debt Collector of Harassment or Abuse is a powerful tool designed to protect debtors from threats of violence or any criminal activities that may harm their physical well-being, reputation, and property. Debt collection can sometimes become intimidating and escalate into unlawful behavior by collectors. It is important to understand that debtors have legal rights and should not be subjected to any form of harassment or abuse. Our practice aims to ensure that those who may feel helpless in the face of aggressive debt collectors are aware of the tools available to protect themselves. The Second Notice to Debt Collector of Harassment or Abuse serves as a formal communication to the debt collector, reiterating the debtor's awareness of their rights and informing the collector that they have crossed the line in their collection activities. Our notice explicitly states that any threats of violence or other criminal means targeting the debtor's physical person, reputation, and property will not be tolerated. Using specific and relevant keywords such as "debt collector harassment," "debt collection abuse," "violence threats in debt collection," "criminal means in debt collection," and "protect debtor rights," this notice helps debtors to assert themselves and take a stand against any form of mistreatment. It's important to note that the Second Notice to Debt Collector of Harassment or Abuse is just one of several types of notices and legal actions available to debtors facing harassment or abuse in debt collection. Other notices may include First Notice to Debt Collector, Cease and Desist Notice, Validation of Debt Notice, and Notice of Intent to File Complaint with Regulatory Bodies. Each notice serves a unique purpose and can be tailored to address the specific situation faced by the debtor. At King Washington, we strongly believe in promoting fairness and justice. We work diligently to ensure that debtors are aware of their rights and have access to the legal resources necessary to defend themselves against any illegal actions by debt collectors. If you believe you have been subjected to harassment or abuse during debt collection, we encourage you to seek legal counsel and consider issuing a Second Notice to Debt Collector of Harassment or Abuse to protect your rights and hold collectors accountable for their actions.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
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FAQ

8 maneras de tratar con los cobradores de deudas 8 maneras de tratar con los cobradores de deudas.Validar y verificar.Disputar.Enviar una carta de cese y desistimiento.Compruebe el estatuto de limitaciones.Presentar quejas.Revise su seguro medico.Llegar al proveedor original.

Como responder a un cobrador de deudas Identidad del cobrador de deudas, incluyendo nombre, direccion y numero de telefono. El monto de la deuda, incluyendo los honorarios tales como intereses o costos de cobranza. Para que es la deuda y cuando se contrajo la deuda. El nombre del acreedor original.

Nos gustaria informarte que aun no hemos recibido el pago de la factura (XXXX) con vencimiento(fecha). Por favor, comprueba si el pago ha sido efectuado. En caso de que ya hayas pagado, puedes descartar este mensaje. Muchas gracias por ayudarnos.

Tambien, Martinez senalo que, si el consumidor se siente acosado por las casas de cobranza puede tomar los datos del funcionario e interponer la queja ante la Defensoria del Consumidor Financiero de la Superintendencia Financiera o en la Asociacion Colombiana de la Industria de la Cobranza (Colcob).

Los elementos imprescindibles de un acuerdo de pago son: Datos del acreedor y del deudor: El nombre y los apellidos, asi como el documento nacional de identidad deben estar presentes en los documentos. Clausulas: Deben establecerse las clausulas o declaraciones que modifican o cumplimentan al acuerdo original.

Usted tiene derecho a decirle a un cobrador de deudas que deje de comunicarse con usted. Para detener la comunicacion, envie una carta al cobrador de deudas y guarde una copia. Si no desea que un cobrador de deudas se comunique con usted otra vez, escribale una carta para notificarselo.

5 tips para que puedas pagar tus deudas si no tienes dinero Ajusta tus gastos. Haz un plan con fechas y cantidades. Busca otros ingresos. Intenta negociar con la institucion financiera. Considera un prestamo.

Cuando un cobrador de deudas le contacte, averigue lo siguiente: La identidad del cobrador de deudas, incluyendo: nombre, direccion y telefono. El monto de la deuda, incluyendo cualquier tarifa como intereses, o costos de cobranza. Para que y cuando fue contraida la deuda.

Trata de decir algo como Debo pagar los impuestos inmobiliarios el mes que viene y dependo del dinero que me debes para hacerlo. Incluso puedes decir algo como Mi presupuesto se ha reducido bastante debido al prestamo que te hice y necesito que me pagues para resolver mis problemas financieros.

Si un despacho de cobranza te hostiga presenta una queja ante la Profeco. Para presentar una queja deberas proporcionar la siguiente informacion: El nombre del cliente y/u obligado solidario y/o aval o persona afectada por la gestion de cobranza que presenta la queja.

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Of trafficking in the fishing industry. Organized criminal groups traffic more victims and tend to use more violence than small scale traffickers.

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King Washington Segunda Notificación al Cobrador de Deudas de Acoso o Abuso en Actividades de Cobro que Involucran Amenazas de Usar la Violencia u otros Medios Criminales para Dañar la Persona Física, la Reputación y/o la Propiedad del Deudor