A debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt.
Examples include:
Use this form to get a debt collector to stop harassing, opressing, or abusing you.
This form also also includes follow-up letters containing a warning that the debt collector may face going to court if they continue engaging in behavior that violates the FDCPA. Phoenix Arizona is the capital and most populous city in the state of Arizona. Located in the southeastern part of the state, it is known for its warm climate, vibrant art scene, and stunning natural landscapes. With a population of over 1.7 million people, Phoenix is the fifth-largest city in the United States. Phoenix offers a wide range of attractions and activities for residents and visitors alike. The city is home to several professional sports teams, including the Arizona Diamondbacks (MLB), Phoenix Suns (NBA), and Arizona Cardinals (NFL). Outdoor enthusiasts can explore the nearby Phoenix Mountain Preserve, which boasts numerous hiking and biking trails. Cultural and art enthusiasts can visit the Phoenix Art Museum, Heard Museum, or the Musical Instrument Museum, which houses one of the largest collections of musical instruments in the world. The city also hosts various annual events and festivals, such as the Phoenix Film Festival and the Arizona State Fair. In terms of education, Phoenix has several highly regarded universities and colleges, including Arizona State University, which is known for its research programs and diverse student body. The city's economy is diverse and includes sectors such as healthcare, education, manufacturing, and technology. Now, turning to the Phoenix Arizona Notice letter to debt collector of Section 806 violation — harassment, here is a sample content that could be used as a template: [Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collector's Name] [Debt Collector's Address] [City, State, ZIP] Subject: Notice of Section 806 Violation — Harassment Dear [Debt Collector's Name], I am writing to bring to your attention a violation of Section 806 of the Fair Debt Collection Practices Act (FD CPA), specifically relating to harassment in the context of debt collection. It has come to my attention that your organization has been engaging in behaviors that are considered a violation of my rights under the FD CPA. The following actions have been observed and are deemed as harassment under Section 806: 1. Repeated and continuous phone calls: Your organization has been contacting me multiple times a day, every day, in regard to the alleged debt. Such frequency and persistence can be considered harassing and abusive. 2. Use of abusive language: During some of these calls, your representatives have resorted to derogatory remarks and offensive language, which is both unprofessional and harassing. 3. Threats of legal action: In recent communication, your representatives have made explicit threats of legal action without providing clear evidence or supporting documentation to validate the alleged debt. Such threats can be intimidating and are in violation of the FD CPA. Under Section 806 of the FD CPA, I am entitled to protection from these types of actions. I demand an immediate cessation of all harassing communications from your organization. Please be advised that failure to comply with this request will result in appropriate legal action taken against you and your organization. Furthermore, I also request that you provide written documentation substantiating the alleged debt within 30 days of receiving this notice. Failure to provide this information will be considered a violation of the FD CPA, and I will explore further legal actions to defend my rights. I expect that you will take prompt action to rectify this situation and adhere to the regulations outlined in the FD CPA. Any future communication from your organization should be in strict compliance with the law. Thank you for your immediate attention to this matter. Sincerely, [Your Name]
Phoenix Arizona is the capital and most populous city in the state of Arizona. Located in the southeastern part of the state, it is known for its warm climate, vibrant art scene, and stunning natural landscapes. With a population of over 1.7 million people, Phoenix is the fifth-largest city in the United States. Phoenix offers a wide range of attractions and activities for residents and visitors alike. The city is home to several professional sports teams, including the Arizona Diamondbacks (MLB), Phoenix Suns (NBA), and Arizona Cardinals (NFL). Outdoor enthusiasts can explore the nearby Phoenix Mountain Preserve, which boasts numerous hiking and biking trails. Cultural and art enthusiasts can visit the Phoenix Art Museum, Heard Museum, or the Musical Instrument Museum, which houses one of the largest collections of musical instruments in the world. The city also hosts various annual events and festivals, such as the Phoenix Film Festival and the Arizona State Fair. In terms of education, Phoenix has several highly regarded universities and colleges, including Arizona State University, which is known for its research programs and diverse student body. The city's economy is diverse and includes sectors such as healthcare, education, manufacturing, and technology. Now, turning to the Phoenix Arizona Notice letter to debt collector of Section 806 violation — harassment, here is a sample content that could be used as a template: [Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collector's Name] [Debt Collector's Address] [City, State, ZIP] Subject: Notice of Section 806 Violation — Harassment Dear [Debt Collector's Name], I am writing to bring to your attention a violation of Section 806 of the Fair Debt Collection Practices Act (FD CPA), specifically relating to harassment in the context of debt collection. It has come to my attention that your organization has been engaging in behaviors that are considered a violation of my rights under the FD CPA. The following actions have been observed and are deemed as harassment under Section 806: 1. Repeated and continuous phone calls: Your organization has been contacting me multiple times a day, every day, in regard to the alleged debt. Such frequency and persistence can be considered harassing and abusive. 2. Use of abusive language: During some of these calls, your representatives have resorted to derogatory remarks and offensive language, which is both unprofessional and harassing. 3. Threats of legal action: In recent communication, your representatives have made explicit threats of legal action without providing clear evidence or supporting documentation to validate the alleged debt. Such threats can be intimidating and are in violation of the FD CPA. Under Section 806 of the FD CPA, I am entitled to protection from these types of actions. I demand an immediate cessation of all harassing communications from your organization. Please be advised that failure to comply with this request will result in appropriate legal action taken against you and your organization. Furthermore, I also request that you provide written documentation substantiating the alleged debt within 30 days of receiving this notice. Failure to provide this information will be considered a violation of the FD CPA, and I will explore further legal actions to defend my rights. I expect that you will take prompt action to rectify this situation and adhere to the regulations outlined in the FD CPA. Any future communication from your organization should be in strict compliance with the law. Thank you for your immediate attention to this matter. Sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
