Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(4) The representation or implication that nonpayment of any debt will result in the . . . seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action."
Kings New York is a letter designed to inform debt collectors about false or misleading misrepresentations in collection activities. This serves as a crucial document to address false claims made by debt collectors that nonpayment of any debt will result in the seizure, garnishment, attachment, or sale of any property or wages. By sending this letter, individuals can assert their rights and establish a clear understanding of the legal boundaries that debt collectors must adhere to. Keywords: Kings New York, letter informing, debt collector, false or misleading misrepresentations, collection activities, falsely representing, nonpayment of debt, seizure, garnishment, attachment, sale of property, sale of wages, legal boundaries. Different types of Kings New York letter informing debt collectors of false or misleading misrepresentations in collection activities related to the seizure, garnishment, attachment, or sale of property or wages may include: 1. Kings New York Letter — False Representation of Seizure: This specific letter highlights instances where debt collectors falsely represent that nonpayment of a debt will result in the seizure of the individual's property. 2. Kings New York Letter — False Representation of Garnishment: This variation focuses on debt collectors falsely claiming that nonpayment will lead to the garnishment of the individual's wages or bank accounts. 3. Kings New York Letter — False Representation of Attachment: This type of letter deals with misleading statements made by debt collectors about attaching the individual's assets or property as a consequence of nonpayment. 4. Kings New York Letter — False Representation of Sale of Property: In this category, individuals address debt collectors who falsely assert that the nonpayment of a debt will result in the sale of their property to satisfy the outstanding balance. 5. Kings New York Letter — False Representation of Sale of Wages: This variant specifically targets debt collectors who inaccurately claim that nonpayment will lead to the sale of the individual's wages or garnishing of their income. Using these variations of the Kings New York letter, individuals can specifically address the type of false or misleading misrepresentation made by debt collectors, ensuring that their rights are protected and that the collectors are made aware of their legal obligations.Kings New York is a letter designed to inform debt collectors about false or misleading misrepresentations in collection activities. This serves as a crucial document to address false claims made by debt collectors that nonpayment of any debt will result in the seizure, garnishment, attachment, or sale of any property or wages. By sending this letter, individuals can assert their rights and establish a clear understanding of the legal boundaries that debt collectors must adhere to. Keywords: Kings New York, letter informing, debt collector, false or misleading misrepresentations, collection activities, falsely representing, nonpayment of debt, seizure, garnishment, attachment, sale of property, sale of wages, legal boundaries. Different types of Kings New York letter informing debt collectors of false or misleading misrepresentations in collection activities related to the seizure, garnishment, attachment, or sale of property or wages may include: 1. Kings New York Letter — False Representation of Seizure: This specific letter highlights instances where debt collectors falsely represent that nonpayment of a debt will result in the seizure of the individual's property. 2. Kings New York Letter — False Representation of Garnishment: This variation focuses on debt collectors falsely claiming that nonpayment will lead to the garnishment of the individual's wages or bank accounts. 3. Kings New York Letter — False Representation of Attachment: This type of letter deals with misleading statements made by debt collectors about attaching the individual's assets or property as a consequence of nonpayment. 4. Kings New York Letter — False Representation of Sale of Property: In this category, individuals address debt collectors who falsely assert that the nonpayment of a debt will result in the sale of their property to satisfy the outstanding balance. 5. Kings New York Letter — False Representation of Sale of Wages: This variant specifically targets debt collectors who inaccurately claim that nonpayment will lead to the sale of the individual's wages or garnishing of their income. Using these variations of the Kings New York letter, individuals can specifically address the type of false or misleading misrepresentation made by debt collectors, ensuring that their rights are protected and that the collectors are made aware of their legal obligations.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
