Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval."
Title: Broward Florida Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — Use of Fraudulent Written Communication Impersonating United States Agencies Description: If you have experienced debt collection activities in Broward County, Florida, and have come across false or misleading representations that imply authorization, issuance, or approval by any U.S. agency, it is essential to address this matter immediately. This detailed letter will help you inform the debt collector of their deceptive tactics and take the necessary steps to protect your rights. Keywords: Broward Florida, debt collector, false or misleading misrepresentations, collection activities, written communication, document, authorized, issued, approved, U.S. agency, fraudulent, impersonating. Types of Broward Florida Letters Addressing False or Misleading Misrepresentations: 1. General Broward Florida Letter Informing Debt Collector of False or Misleading Misrepresentations: This type of letter allows you to outline the specific instances where you have encountered false or misleading representations in the debt collector's written communications. It includes a clear explanation of why these representations are deceptive and illegal. 2. Broward Florida Letter Addressing Debt Collector's False Authorization Impersonating a U.S. Agency: If the debt collector has falsely implied that their communication is authorized by a specific U.S. agency, such as the Internal Revenue Service (IRS) or the Federal Trade Commission (FTC), this letter highlights the fraudulent nature of their claims. It clearly states that impersonating a U.S. agency is a violation of federal law. 3. Broward Florida Letter Informing Debt Collector of False Issuance Impersonating a U.S. Agency Document: If the debt collector has sent you a written communication that falsely represents itself as an official document issued by a U.S. agency, this letter focuses on debunking their fraudulent claims. It emphasizes that using such deceitful tactics to mislead consumers is unlawful. 4. Broward Florida Letter Informing Debt Collector of False Approval Impersonating a U.S. Agency Decision: In case the debt collector has made false statements indicating that their actions are approved or endorsed by a U.S. agency, this letter outlines the illicit nature of their misrepresentation. It emphasizes that falsely claiming approval from a U.S. agency is a violation of federal law, aiming to deter further deceptive practices. Remember to personalize the letter by including specific dates, details, and any supporting evidence of the debt collector's false or misleading representations. And always consult with legal professionals to ensure your rights are protected and any necessary legal actions are taken.Title: Broward Florida Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — Use of Fraudulent Written Communication Impersonating United States Agencies Description: If you have experienced debt collection activities in Broward County, Florida, and have come across false or misleading representations that imply authorization, issuance, or approval by any U.S. agency, it is essential to address this matter immediately. This detailed letter will help you inform the debt collector of their deceptive tactics and take the necessary steps to protect your rights. Keywords: Broward Florida, debt collector, false or misleading misrepresentations, collection activities, written communication, document, authorized, issued, approved, U.S. agency, fraudulent, impersonating. Types of Broward Florida Letters Addressing False or Misleading Misrepresentations: 1. General Broward Florida Letter Informing Debt Collector of False or Misleading Misrepresentations: This type of letter allows you to outline the specific instances where you have encountered false or misleading representations in the debt collector's written communications. It includes a clear explanation of why these representations are deceptive and illegal. 2. Broward Florida Letter Addressing Debt Collector's False Authorization Impersonating a U.S. Agency: If the debt collector has falsely implied that their communication is authorized by a specific U.S. agency, such as the Internal Revenue Service (IRS) or the Federal Trade Commission (FTC), this letter highlights the fraudulent nature of their claims. It clearly states that impersonating a U.S. agency is a violation of federal law. 3. Broward Florida Letter Informing Debt Collector of False Issuance Impersonating a U.S. Agency Document: If the debt collector has sent you a written communication that falsely represents itself as an official document issued by a U.S. agency, this letter focuses on debunking their fraudulent claims. It emphasizes that using such deceitful tactics to mislead consumers is unlawful. 4. Broward Florida Letter Informing Debt Collector of False Approval Impersonating a U.S. Agency Decision: In case the debt collector has made false statements indicating that their actions are approved or endorsed by a U.S. agency, this letter outlines the illicit nature of their misrepresentation. It emphasizes that falsely claiming approval from a U.S. agency is a violation of federal law, aiming to deter further deceptive practices. Remember to personalize the letter by including specific dates, details, and any supporting evidence of the debt collector's false or misleading representations. And always consult with legal professionals to ensure your rights are protected and any necessary legal actions are taken.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.