Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval."
Contra Costa County, located in the state of California, encompasses several cities and communities such as Concord, Richmond, Antioch, Walnut Creek, and Martinez. It is important for residents of Contra Costa County to be aware of their rights and protections when it comes to debt collection activities. A "Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — the Use of any Written Communication which Falsely Represents to be a Document Authorized, Issued, or Approved by any Agency of the United States" is a formal communication sent to a debt collector to address false or misleading actions taken during the debt collection process. This letter is relevant in cases where the debt collector uses written communication that falsely represents itself as being authorized, issued, or approved by any agency of the United States. The purpose of this letter is to inform the debt collector of their violations, clarify the false or misleading nature of their communication, and demand that they cease such activities immediately. By sending this letter, the debtor aims to protect their rights under the Fair Debt Collection Practices Act (FD CPA) and ensure compliance with the law. It is important to note that there may be different types of templates or variations of the "Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — the Use of any Written Communication which Falsely Represents to be a Document Authorized, Issued, or Approved by any Agency of the United States." Each type of letter may focus on different aspects of the violation, such as misrepresentations specific to a particular agency or document type. The variations in the letter may depend on the individual circumstances and details of the debt collection activities. Keywords: Contra Costa County, California, debt collector, false or misleading misrepresentations, collection activities, written communication, document, authorized, issued, approved, agency, United States, rights, protections, Fair Debt Collection Practices Act (FD CPA), violations, templates, variations, specific, circumstances.Contra Costa County, located in the state of California, encompasses several cities and communities such as Concord, Richmond, Antioch, Walnut Creek, and Martinez. It is important for residents of Contra Costa County to be aware of their rights and protections when it comes to debt collection activities. A "Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — the Use of any Written Communication which Falsely Represents to be a Document Authorized, Issued, or Approved by any Agency of the United States" is a formal communication sent to a debt collector to address false or misleading actions taken during the debt collection process. This letter is relevant in cases where the debt collector uses written communication that falsely represents itself as being authorized, issued, or approved by any agency of the United States. The purpose of this letter is to inform the debt collector of their violations, clarify the false or misleading nature of their communication, and demand that they cease such activities immediately. By sending this letter, the debtor aims to protect their rights under the Fair Debt Collection Practices Act (FD CPA) and ensure compliance with the law. It is important to note that there may be different types of templates or variations of the "Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities — the Use of any Written Communication which Falsely Represents to be a Document Authorized, Issued, or Approved by any Agency of the United States." Each type of letter may focus on different aspects of the violation, such as misrepresentations specific to a particular agency or document type. The variations in the letter may depend on the individual circumstances and details of the debt collection activities. Keywords: Contra Costa County, California, debt collector, false or misleading misrepresentations, collection activities, written communication, document, authorized, issued, approved, agency, United States, rights, protections, Fair Debt Collection Practices Act (FD CPA), violations, templates, variations, specific, circumstances.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.