Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval."
King Washington Letter is a legal document used to inform debt collectors about false or misleading misrepresentations in their collection activities. This type of letter addresses the unlawful use of any written communication that falsely claims to be a document authorized, issued, or approved by an agency of the United States. In this letter, the sender emphasizes the importance of complying with federal regulations and ensuring that all communications accurately represent the authority backing them. The purpose is to protect individuals from deceptive practices and to hold debt collectors accountable for their actions. There are several types of King Washington Letters that can be tailored to specific situations. Here are a few examples: 1. King Washington Letter — Identity Misrepresentation: This letter is used when a debt collector falsely represents their identity or affiliation with a governmental agency. It notifies the collector about their misleading practice and demands immediate cessation of such activities. 2. King Washington Letter — False Authorization Claims: This type of letter addresses situations where a debt collector falsely claims to have authorization, approval, or documentation from a United States agency. It notifies the collector about the illegality of these claims and requests immediate correction. 3. King Washington Letter — Misleading Documentation: In instances where a debt collector presents falsified or misleading documentation that appears to be endorsed by a United States agency, this letter aims to notify the collector of the illegitimacy of such documents, demanding their withdrawal and proper future representation. 4. King Washington Letter — Deceptive Communication Practices: This letter addresses debt collectors engaging in deceptive communication practices; for example, using the official letterhead, logos, or formats that resemble those of United States agencies. It informs the collector of the false representations and urges immediate rectification. In each type of King Washington Letter, keywords such as debt collector, false representation, misleading misrepresentations, collection activities, written communication, document authorization, agency, United States, and illegal practices are used to effectively communicate the sender's concerns and demands for compliance with relevant laws and regulations.King Washington Letter is a legal document used to inform debt collectors about false or misleading misrepresentations in their collection activities. This type of letter addresses the unlawful use of any written communication that falsely claims to be a document authorized, issued, or approved by an agency of the United States. In this letter, the sender emphasizes the importance of complying with federal regulations and ensuring that all communications accurately represent the authority backing them. The purpose is to protect individuals from deceptive practices and to hold debt collectors accountable for their actions. There are several types of King Washington Letters that can be tailored to specific situations. Here are a few examples: 1. King Washington Letter — Identity Misrepresentation: This letter is used when a debt collector falsely represents their identity or affiliation with a governmental agency. It notifies the collector about their misleading practice and demands immediate cessation of such activities. 2. King Washington Letter — False Authorization Claims: This type of letter addresses situations where a debt collector falsely claims to have authorization, approval, or documentation from a United States agency. It notifies the collector about the illegality of these claims and requests immediate correction. 3. King Washington Letter — Misleading Documentation: In instances where a debt collector presents falsified or misleading documentation that appears to be endorsed by a United States agency, this letter aims to notify the collector of the illegitimacy of such documents, demanding their withdrawal and proper future representation. 4. King Washington Letter — Deceptive Communication Practices: This letter addresses debt collectors engaging in deceptive communication practices; for example, using the official letterhead, logos, or formats that resemble those of United States agencies. It informs the collector of the false representations and urges immediate rectification. In each type of King Washington Letter, keywords such as debt collector, false representation, misleading misrepresentations, collection activities, written communication, document authorization, agency, United States, and illegal practices are used to effectively communicate the sender's concerns and demands for compliance with relevant laws and regulations.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
