Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector . . . ."
Chicago, Illinois is a vibrant city located in the heart of the Midwest. It is known for its stunning architecture, diverse culture, world-class museums, and thriving arts scene. The Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector is an important legal document that helps protect consumers from unfair debt collection practices. In this notice, individuals in Chicago, Illinois are provided with an opportunity to address false or misleading information presented by a debt collector during the collection process. This notice specifically focuses on the debt collector's failure to disclose in subsequent communication that the original letter requesting information regarding the alleged debt was, in fact, sent by a debt collector. By issuing this notice, the debtor aims to bring attention to the debt collector's deceptive actions and seeks to rectify the situation. It is crucial to include relevant keywords such as "Chicago Illinois," "second notice," "debt collector," "false or misleading misrepresentations," "collection activities," "failure to disclose," and "subsequent communication." Different types of Second Notices to Debt Collector of False or Misleading Misrepresentations in Collection Activities in Chicago, Illinois may pertain to various forms of misrepresentation by the debt collector. These could include failure to provide accurate information about the alleged debt, misstating the debtor's rights or legal obligations, omitting crucial details regarding the debt collection process, or falsely claiming authority or credentials. Each type of misrepresentation may require a separate notice to address the specific issue at hand.Chicago, Illinois is a vibrant city located in the heart of the Midwest. It is known for its stunning architecture, diverse culture, world-class museums, and thriving arts scene. The Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector is an important legal document that helps protect consumers from unfair debt collection practices. In this notice, individuals in Chicago, Illinois are provided with an opportunity to address false or misleading information presented by a debt collector during the collection process. This notice specifically focuses on the debt collector's failure to disclose in subsequent communication that the original letter requesting information regarding the alleged debt was, in fact, sent by a debt collector. By issuing this notice, the debtor aims to bring attention to the debt collector's deceptive actions and seeks to rectify the situation. It is crucial to include relevant keywords such as "Chicago Illinois," "second notice," "debt collector," "false or misleading misrepresentations," "collection activities," "failure to disclose," and "subsequent communication." Different types of Second Notices to Debt Collector of False or Misleading Misrepresentations in Collection Activities in Chicago, Illinois may pertain to various forms of misrepresentation by the debt collector. These could include failure to provide accurate information about the alleged debt, misstating the debtor's rights or legal obligations, omitting crucial details regarding the debt collection process, or falsely claiming authority or credentials. Each type of misrepresentation may require a separate notice to address the specific issue at hand.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
