Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector . . . ."
The Kings New York Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities is an official document that addresses instances where a debt collector fails to disclose their identity in subsequent communication regarding an alleged debt. This notice is designed to protect the debtor's rights and ensure fair and transparent collection practices. Keywords: Kings New York, Second Notice, Debt Collector, False or Misleading Misrepresentations, Collection Activities, Failure to Disclose, Debtor, Subsequent Communication, Letter Requesting Information, Alleged Debt. This notice is crucial in situations where a debt collector may engage in deceptive practices, such as misrepresenting their identity or hiding their status as a debt collector. Failure to disclose this information can confuse and mislead debtors, potentially violating their rights under the Fair Debt Collection Practices Act (FD CPA). By serving this notice, debtors are exercising their right to receive accurate and truthful information about their debts and the entities attempting to collect them. The Kings New York Second Notice emphasizes the importance of clear and honest communication between the debt collector and the debtor. There are no specific types or variations of the Kings New York Second Notice mentioned in the provided information. It appears to be a standardized notice used to address instances of false or misleading misrepresentations and the failure to disclose the identity of a debt collector in subsequent communication regarding an alleged debt. If there are any specific requirements or guidelines for serving this notice or any additional forms/documents related to this notice, it is recommended to consult legal professionals or relevant authorities familiar with the debt collection laws in Kings County, New York.The Kings New York Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities is an official document that addresses instances where a debt collector fails to disclose their identity in subsequent communication regarding an alleged debt. This notice is designed to protect the debtor's rights and ensure fair and transparent collection practices. Keywords: Kings New York, Second Notice, Debt Collector, False or Misleading Misrepresentations, Collection Activities, Failure to Disclose, Debtor, Subsequent Communication, Letter Requesting Information, Alleged Debt. This notice is crucial in situations where a debt collector may engage in deceptive practices, such as misrepresenting their identity or hiding their status as a debt collector. Failure to disclose this information can confuse and mislead debtors, potentially violating their rights under the Fair Debt Collection Practices Act (FD CPA). By serving this notice, debtors are exercising their right to receive accurate and truthful information about their debts and the entities attempting to collect them. The Kings New York Second Notice emphasizes the importance of clear and honest communication between the debt collector and the debtor. There are no specific types or variations of the Kings New York Second Notice mentioned in the provided information. It appears to be a standardized notice used to address instances of false or misleading misrepresentations and the failure to disclose the identity of a debt collector in subsequent communication regarding an alleged debt. If there are any specific requirements or guidelines for serving this notice or any additional forms/documents related to this notice, it is recommended to consult legal professionals or relevant authorities familiar with the debt collection laws in Kings County, New York.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
