Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector . . . ."
Mecklenburg North Carolina Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector is a legal document used to address instances where a debt collector fails to disclose their identity in subsequent communication with the debtor after initially requesting information regarding an alleged debt. This notice aims to bring attention to misleading or false representations made by the debt collector during the collection activities. It serves as a formal complaint to protect the debtor's rights and ensure compliance with relevant laws and regulations. The notice highlights that the debt collector did not disclose their identity as a debt collector in their subsequent communication with the debtor after sending the initial letter requesting information. This failure to disclose may be considered a violation of the Fair Debt Collection Practices Act (FD CPA) and other applicable state and federal laws. By using this Second Notice, the debtor intends to rectify the situation, stop any further misleading or false representations, and request that the debt collector accurately disclose their identity in all future correspondence. Keywords: Mecklenburg North Carolina, Second Notice, Debt Collector, False or Misleading Misrepresentations, Collection Activities, Failure to Disclose, Subsequent Communication, Letter Requesting Information, Alleged Debt. Different types of Mecklenburg North Carolina Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector may include variations based on specific circumstances. These variations could entail adjustments to the language used, additional supporting documentation, or specific references to relevant laws depending on the debtor's situation. It's advisable to consult with a legal professional or an attorney specializing in debt collection laws to ensure accurate customization of the notice based on individual circumstances.Mecklenburg North Carolina Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector is a legal document used to address instances where a debt collector fails to disclose their identity in subsequent communication with the debtor after initially requesting information regarding an alleged debt. This notice aims to bring attention to misleading or false representations made by the debt collector during the collection activities. It serves as a formal complaint to protect the debtor's rights and ensure compliance with relevant laws and regulations. The notice highlights that the debt collector did not disclose their identity as a debt collector in their subsequent communication with the debtor after sending the initial letter requesting information. This failure to disclose may be considered a violation of the Fair Debt Collection Practices Act (FD CPA) and other applicable state and federal laws. By using this Second Notice, the debtor intends to rectify the situation, stop any further misleading or false representations, and request that the debt collector accurately disclose their identity in all future correspondence. Keywords: Mecklenburg North Carolina, Second Notice, Debt Collector, False or Misleading Misrepresentations, Collection Activities, Failure to Disclose, Subsequent Communication, Letter Requesting Information, Alleged Debt. Different types of Mecklenburg North Carolina Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities — Failure to Disclose to Debtor in Subsequent Communication that Letter Requesting Information Regarding Alleged Debt was from a Debt Collector may include variations based on specific circumstances. These variations could entail adjustments to the language used, additional supporting documentation, or specific references to relevant laws depending on the debtor's situation. It's advisable to consult with a legal professional or an attorney specializing in debt collection laws to ensure accurate customization of the notice based on individual circumstances.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
