Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Sec. 1692e, provides, in part, as follows:
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector . . . ."
In Suffolk, New York, the Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities involves situations where a debt collector fails to disclose in subsequent communication with the debtor that the initial letter requesting information about an alleged debt was from a debt collector. This failure to provide proper disclosure can be seen as a violation of federal regulations under the Fair Debt Collection Practices Act (FD CPA). Keyword examples for this topic could include: — Suffolk New York debt collection law— - Second notice to debt collector — False or misleading misrepresentations — Failure to disclose as a debt collector — Subsequent communication and debt collection — Alleged debt and debtor notifications There may not be different types of Second Notices specifically related to this situation in Suffolk, New York, or under the FD CPA. However, it is important to note that debt collectors must adhere to the guidelines outlined in the FD CPA when communicating with debtors. If they fail to disclose their identity as a debt collector in subsequent communications after the initial letter requesting information, the Second Notice can highlight these deceptive practices and warn the collector to rectify the situation promptly to avoid potential legal consequences.In Suffolk, New York, the Second Notice to Debt Collector of False or Misleading Misrepresentations in Collection Activities involves situations where a debt collector fails to disclose in subsequent communication with the debtor that the initial letter requesting information about an alleged debt was from a debt collector. This failure to provide proper disclosure can be seen as a violation of federal regulations under the Fair Debt Collection Practices Act (FD CPA). Keyword examples for this topic could include: — Suffolk New York debt collection law— - Second notice to debt collector — False or misleading misrepresentations — Failure to disclose as a debt collector — Subsequent communication and debt collection — Alleged debt and debtor notifications There may not be different types of Second Notices specifically related to this situation in Suffolk, New York, or under the FD CPA. However, it is important to note that debt collectors must adhere to the guidelines outlined in the FD CPA when communicating with debtors. If they fail to disclose their identity as a debt collector in subsequent communications after the initial letter requesting information, the Second Notice can highlight these deceptive practices and warn the collector to rectify the situation promptly to avoid potential legal consequences.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
