Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person . . . ."
Title: Harris Texas Letter Informing Debt Collector: False or Misleading Misrepresentations in Debt Collection Activities Keywords: Harris Texas, Debt Collector, False or Misleading Misrepresentations, Collection Activities, Nonpayment of Debt, Arrest, Imprisonment, Letter Description: Introduction: The following is a detailed description of a Harris Texas Letter specifically designed to inform a debt collector about their false or misleading misrepresentations in debt collection activities. This letter focuses on debunking the debt collector's erroneous claim that nonpayment of any debt will lead to the arrest or imprisonment of any person. Types of Harris Texas Letters addressing False or Misleading Misrepresentations: 1. Harris Texas Letter to Debt Collector: False Representation of Arrest or Imprisonment Due to Nonpayment: A Harris Texas resident, who has experienced the alarming, false claim made by a debt collector regarding the threat of arrest or imprisonment due to nonpayment of a debt, can draft this letter to address the violation and demand corrective measures. Content of the Letter: — Opening: Clearly state the purpose of the letter, mentioning the specific debt collector and their false representation concerning arrest or imprisonment due to nonpayment. — Verification of Misrepresentation: Present evidence of the misrepresentation such as reference to applicable laws, including the Fair Debt Collection Practices Act (FD CPA) and relevant statutes in Harris Texas. — Explanation of Violation: Elaborate on how the debt collector's false claim violates both federal and state laws, providing a brief and concise explanation of those violations. — Request for Cease and Desist: Request that the debt collector immediately ceases and desists from making any further false or misleading statements regarding the arrest or imprisonment of any person due to nonpayment of a debt. — Notification of Legal Action: Express the intention to pursue legal action if the debt collector fails to rectify their misleading statements and also inform them about possible penalties for continued violations. — Closing: Request confirmation of receipt of the letter and provide contact information for further communication. Conclusion: A well-drafted Harris Texas Letter Informing Debt Collector of False or Misleading Misrepresentations requires detailed articulation of the violations, clear references to applicable laws, and an insistence on corrective actions. By utilizing this letter, Harris Texas residents can protect themselves and others from deceptive tactics employed by debt collectors aimed at inducing fear and coercion.Title: Harris Texas Letter Informing Debt Collector: False or Misleading Misrepresentations in Debt Collection Activities Keywords: Harris Texas, Debt Collector, False or Misleading Misrepresentations, Collection Activities, Nonpayment of Debt, Arrest, Imprisonment, Letter Description: Introduction: The following is a detailed description of a Harris Texas Letter specifically designed to inform a debt collector about their false or misleading misrepresentations in debt collection activities. This letter focuses on debunking the debt collector's erroneous claim that nonpayment of any debt will lead to the arrest or imprisonment of any person. Types of Harris Texas Letters addressing False or Misleading Misrepresentations: 1. Harris Texas Letter to Debt Collector: False Representation of Arrest or Imprisonment Due to Nonpayment: A Harris Texas resident, who has experienced the alarming, false claim made by a debt collector regarding the threat of arrest or imprisonment due to nonpayment of a debt, can draft this letter to address the violation and demand corrective measures. Content of the Letter: — Opening: Clearly state the purpose of the letter, mentioning the specific debt collector and their false representation concerning arrest or imprisonment due to nonpayment. — Verification of Misrepresentation: Present evidence of the misrepresentation such as reference to applicable laws, including the Fair Debt Collection Practices Act (FD CPA) and relevant statutes in Harris Texas. — Explanation of Violation: Elaborate on how the debt collector's false claim violates both federal and state laws, providing a brief and concise explanation of those violations. — Request for Cease and Desist: Request that the debt collector immediately ceases and desists from making any further false or misleading statements regarding the arrest or imprisonment of any person due to nonpayment of a debt. — Notification of Legal Action: Express the intention to pursue legal action if the debt collector fails to rectify their misleading statements and also inform them about possible penalties for continued violations. — Closing: Request confirmation of receipt of the letter and provide contact information for further communication. Conclusion: A well-drafted Harris Texas Letter Informing Debt Collector of False or Misleading Misrepresentations requires detailed articulation of the violations, clear references to applicable laws, and an insistence on corrective actions. By utilizing this letter, Harris Texas residents can protect themselves and others from deceptive tactics employed by debt collectors aimed at inducing fear and coercion.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.
