Franklin Ohio Aviso al cobrador de deudas: llamadas telefónicas continuas o repetidas ilegales - Notice to Debt Collector - Unlawful Repeated or Continuous Telephone Calls

• Category: Cobros - Ley de Prácticas Justas de Deuda - Avisos
• State: Multi-State
• County: Franklin
• Control #: US-DCPA-32
• Format: Word

Description

Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.

Section 806 of the Fair Debt Collection Practices Act says a debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. This includes causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

Franklin Ohio Notice to Debt Collector — Unlawful Repeated or Continuous Telephone Calls is a legal document that individuals in Franklin, Ohio can use to address the issue of incessant or repeated phone calls from debt collectors. These calls can be intrusive and disruptive, causing undue stress and anxiety to consumers. It is important to understand the rights and protections provided under the law in these circumstances. In Franklin, Ohio, there are several types of Notice to Debt Collector — Unlawful Repeated or Continuous Telephone Calls: 1. Initial Notice: This type of notice is the first step in addressing the issue of unlawful repeated or continuous telephone calls from debt collectors. Individuals can use this notice to inform the debt collector about the harassing or abusive nature of their calls and request them to cease such activities. 2. Cease and Desist Notice: If the initial notice doesn't effectively stop the unwanted phone calls, individuals can escalate their response by sending a cease and desist notice. This notice explicitly instructs the debt collector to immediately cease all communication attempts, including telephone calls, regarding the debt in question. 3. Legal Action Notice: In case the debt collector continues to ignore the previously mentioned notices and persists in making unlawful repeated or continuous phone calls, individuals can serve them with a legal action notice. This notice informs the debt collector of the recipient's intent to take legal action if the conduct persists. It serves as a warning that the recipient may be held accountable for their actions in a court of law. 4. Recording Notice: If individuals decide to record the unlawful repeated or continuous telephone calls made by debt collectors, they may also issue a recording notice along with the other types of notices. This notice informs the caller that their call is being recorded for legal purposes and serves as evidence in case further action needs to be taken. It is crucial for individuals in Franklin, Ohio, to remember that these notices are legally binding documents and must be drafted carefully to ensure their effectiveness. Seeking legal advice or consulting a professional specializing in debt collection laws is advisable to ensure that the notices accurately convey the intended message and adhere to the legal requirements.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.

Law summary