Suffolk New York Aviso al cobrador de deudas: llamadas telefónicas continuas o repetidas ilegales - Notice to Debt Collector - Unlawful Repeated or Continuous Telephone Calls

• Category: Cobros - Ley de Prácticas Justas de Deuda - Avisos
• State: Multi-State
• County: Suffolk
• Control #: US-DCPA-32
• Format: Word

Description

Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.

Section 806 of the Fair Debt Collection Practices Act says a debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. This includes causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

Suffolk New York Notice to Debt Collector — Unlawful Repeated or Continuous Telephone Calls If you reside in Suffolk County, New York, and have been subjected to harassing and persistent telephone calls from debt collectors, it is essential to understand your rights and the steps to take to protect yourself. The Suffolk New York Notice to Debt Collector — Unlawful Repeated or Continuous Telephone Calls serves as an official communication to inform the debt collector that their actions are in violation of the law. Under the Fair Debt Collection Practices Act (FD CPA), debt collectors are prohibited from engaging in unfair, deceptive, or abusive practices in their efforts to collect a debt. This act extends to phone calls and establishes guidelines to prevent aggressive behavior or constant harassment from debt collectors. The Suffolk New York Notice to Debt Collector — Unlawful Repeated or Continuous Telephone Calls helps Suffolk County residents who are experiencing persistent or repeated phone calls to address the issue directly and halt the unlawful practices. Debtors can utilize this notice as a legal instrument to put an end to the harassing phone calls while protecting their rights. It is important to note that there are different types of Suffolk New York Notice to Debt Collector — Unlawful Repeated or Continuous Telephone Calls, such as: 1. Initial Notice: This is the first communication sent to the debt collector, clearly stating that the repeated or continuous telephone calls are unlawful and demanding an immediate cessation of such practices. 2. Cease and Desist Notice: If the initial notice fails to bring an end to the unlawful telephone calls, a cease and desist notice is sent. This notice explicitly instructs the debt collector to cease all future communication attempts, except for circumstances explicitly allowed by law. 3. Dispute Validation Notice: Alongside the initial or cease and desist notice, debtors may include a dispute validation notice. This notice requests the debt collector to provide evidence validating the debt, challenging the creditor to prove its legitimacy. By utilizing the Suffolk New York Notice to Debt Collector — Unlawful Repeated or Continuous Telephone Calls, you can take control of the situation and stop the persistent and harassing phone calls from debt collectors. Remember to keep copies of all correspondence and delivery receipts, should further legal actions be necessary. Consulting a legal professional well-versed in debt collection laws can also provide valuable guidance in navigating this process and protecting your rights.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.

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