Nassau New York Aviso al cobrador de deudas: no revelar la identidad de la persona que llama - Notice to Debt Collector - Not Disclosing the Caller's Identity

• Category: Cobros - Ley de Prácticas Justas de Deuda - Avisos
• State: Multi-State
• County: Nassau
• Control #: US-DCPA-33
• Format: Word

Description

Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.

Section 806 of the Fair Debt Collection Practices Act says a debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. This includes placing telephone calls without meaningful disclosure of the caller's identity.

The Nassau New York Notice to Debt Collector — Not Disclosing the Caller's Identity is an important legal document designed to protect consumers in Nassau County, New York, from deceptive and unfair debt collection practices. When a consumer receives a phone call from a debt collector, they have the right to request information about the caller's identity and the nature of the debt being collected. This notice ensures that debt collectors maintain transparency and provide accurate information to consumers. The purpose of this notice is to prevent fraudulent debt collection attempts and safeguard consumers from potential scams. By requiring debt collectors to disclose their identity, consumers can verify the legitimacy of the debt and take appropriate action if necessary. This notice is particularly useful in protecting individuals from debt collectors who may attempt to collect debts that have already been paid, are not owed, or have exceeded the statute of limitations. Nassau New York Notice to Debt Collector — Not Disclosing the Caller's Identity can take various forms depending on the specific situation: 1. Initial Phone Call: When a consumer receives an initial phone call from a debt collector, they can request the caller's full name, the company they represent, and the exact details of the debt being collected. 2. Written Correspondence: If a consumer receives a debt collection notice through mail or other written means, they can respond with a Nassau New York Notice to Debt Collector — Not Disclosing the Caller's Identity, requesting the same information as mentioned above. 3. Response to Contact Attempts: In cases where debt collectors continue to contact the consumer without providing the requested information about their identity or the debt, the consumer can issue a response using the Nassau New York Notice to Debt Collector — Not Disclosing the Caller's Identity. This response reiterates the consumer's right to know the caller's identity and demands an immediate halt to further communication until the requested information is provided. It is important for consumers in Nassau County, New York, to be aware of their rights when dealing with debt collectors. Understanding the purpose and utility of the Nassau New York Notice to Debt Collector — Not Disclosing the Caller's Identity empowers consumers to protect themselves from unscrupulous debt collection practices and take appropriate actions when necessary.

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.

Law summary