Cartas De Comprobante De Ingresos - Sample Letter for Short Sale Request to Lender

• Category: Bienes Raíces - Ejecución Hipotecaria - Desalojo - California
• State: Multi-State
• County: Cuyahoga
• Control #: US-FORECL-08
• Format: Word

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Officer's Name] [Bank Name] [Bank Address] [City, State, ZIP Code] Subject: Short Sale Request for Property located in Cuyahoga County, Ohio Dear [Loan Officer's Name], I hope this letter finds you well. I am writing to formally request your consideration for a short sale of my property located within Cuyahoga County, Ohio. Due to unforeseen financial hardships, I am finding it increasingly difficult to fulfill the obligations of my mortgage agreement with [Bank Name]. Property Details: Property Address: [Property Address] Loan Account Number: [Loan Account Number] Cuyahoga County Parcel Number: [Parcel Number, if applicable] I am reaching out to you in the hopes of avoiding foreclosure and finding a mutually beneficial solution for both parties involved. It is my sincere belief that a short sale is the best option for all parties concerned. By opting for a short sale, we can avoid the time-consuming and costly foreclosure process while ensuring that the property is sold at fair market value. Cuyahoga County, located in the state of Ohio, is home to [insert notable information about Cuyahoga County]. Due to the unique dynamics of the real estate market in this area, property values have been adversely affected, making it nearly impossible for me to sell my property for the amount owed on the mortgage. This has led me to the conclusion that a short sale is the best way to minimize losses for both myself and the bank. In order to facilitate the short sale process, I have put together a comprehensive package of required documents, which includes: 1. Hardship Letter explaining my current financial situation and the reasons behind my inability to continue making mortgage payments. 2. Proof of Income demonstrating my decreased income or financial difficulties. 3. Recent bank statements, pay stubs, or income tax returns to support my financial claims. 4. Market Analysis of properties within Cuyahoga County that justifies my inability to sell the property for the full mortgage amount. 5. Any additional documents your institution may require proceeding with the short sale process. I kindly request that you assign a representative from your institution who specializes in short sales to handle my case. Their expertise will ensure a smoother process and timely resolution. If there are any specific forms or documentation required by your institution, kindly provide them to me at your earliest convenience. It is my hope that [Bank Name] recognizes the value of accepting a short sale offer and considers my request favorably. I am committed to cooperating throughout the process and providing any additional information that may be required. I appreciate your time and attention to this matter. Furthermore, I eagerly await your response and hope that we can come to a mutually beneficial solution regarding this short sale request. Should you require any further information, please do not hesitate to reach out to me at the contact details provided above. Thank you for your understanding and cooperation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Officer's Name] [Bank Name] [Bank Address] [City, State, ZIP Code] Subject: Short Sale Request for Property located in Cuyahoga County, Ohio Dear [Loan Officer's Name], I hope this letter finds you well. I am writing to formally request your consideration for a short sale of my property located within Cuyahoga County, Ohio. Due to unforeseen financial hardships, I am finding it increasingly difficult to fulfill the obligations of my mortgage agreement with [Bank Name]. Property Details: Property Address: [Property Address] Loan Account Number: [Loan Account Number] Cuyahoga County Parcel Number: [Parcel Number, if applicable] I am reaching out to you in the hopes of avoiding foreclosure and finding a mutually beneficial solution for both parties involved. It is my sincere belief that a short sale is the best option for all parties concerned. By opting for a short sale, we can avoid the time-consuming and costly foreclosure process while ensuring that the property is sold at fair market value. Cuyahoga County, located in the state of Ohio, is home to [insert notable information about Cuyahoga County]. Due to the unique dynamics of the real estate market in this area, property values have been adversely affected, making it nearly impossible for me to sell my property for the amount owed on the mortgage. This has led me to the conclusion that a short sale is the best way to minimize losses for both myself and the bank. In order to facilitate the short sale process, I have put together a comprehensive package of required documents, which includes: 1. Hardship Letter explaining my current financial situation and the reasons behind my inability to continue making mortgage payments. 2. Proof of Income demonstrating my decreased income or financial difficulties. 3. Recent bank statements, pay stubs, or income tax returns to support my financial claims. 4. Market Analysis of properties within Cuyahoga County that justifies my inability to sell the property for the full mortgage amount. 5. Any additional documents your institution may require proceeding with the short sale process. I kindly request that you assign a representative from your institution who specializes in short sales to handle my case. Their expertise will ensure a smoother process and timely resolution. If there are any specific forms or documentation required by your institution, kindly provide them to me at your earliest convenience. It is my hope that [Bank Name] recognizes the value of accepting a short sale offer and considers my request favorably. I am committed to cooperating throughout the process and providing any additional information that may be required. I appreciate your time and attention to this matter. Furthermore, I eagerly await your response and hope that we can come to a mutually beneficial solution regarding this short sale request. Should you require any further information, please do not hesitate to reach out to me at the contact details provided above. Thank you for your understanding and cooperation. Sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.