Fairfax Virginia Ejemplo de carta de solicitud de venta corta al prestamista - Sample Letter for Short Sale Request to Lender

• Category: Bienes Raíces - Ejecución Hipotecaria - Desalojo - California
• State: Multi-State
• County: Fairfax
• Control #: US-FORECL-08
• Format: Word

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. Subject: Request for Short Sale Assistance in Fairfax, Virginia [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Bank Name] [Bank Address] [City, State, ZIP Code] To Whom It May Concern, I hope this letter finds you well. I am writing to convey my current financial situation and request your assistance regarding a potential short sale of my property in Fairfax, Virginia. My property at [Property Address], Fairfax, Virginia, [ZIP Code] has unfortunately depreciated significantly in value, leaving me with a mortgage valued higher than the current market worth. Due to unforeseen circumstances such as [reasons for financial hardship, e.g., loss of employment, medical expenses, or divorce], I am unable to continue meeting my mortgage obligations. I have made sincere and ongoing efforts to resolve this issue, including seeking alternative financial solutions, but regrettably, it has become evident that a short sale is the prudential option for both parties involved. A short sale would allow me to avoid foreclosure, minimize the negative impact on my credit, and provide an opportunity for the bank to recover a portion of the mortgage amount. With the aim of initiating the short sale process, I kindly request your cooperation throughout this endeavor. Enclosed, please find the required documentation, including: 1. Financial documentation: — Recent pay stubs or prooincomeom— - Bank statements for the past three months — Proof of any additional financial obligations or debts 2. Supporting hardship documentation: — Detailed explanation of the circumstances leading to my financial hardship — Medical bills or divorce documents, if applicable 3. Real estate documentation: — Comparative market analysis (CMA) or an appraisal report indicating the current fair market value — Recent tax assessments or property valuation reports I would greatly appreciate your prompt review and consideration of my short sale request, given the time-sensitive nature of the situation. I am open to scheduling a meeting or discussion to provide any additional information or answer any questions you may have. I assure you of my commitment to cooperating fully with this process and acting in good faith to ensure a smooth and expeditious resolution. Furthermore, I am hopeful that we can work together to find a mutually agreeable solution for both parties. Thank you for your time and attention to this matter. Please do not hesitate to reach out to me at [Phone Number] or [Email Address] should you require any further information or documentation. Sincerely, [Your Name] [Your Property Address] [City, State, ZIP Code]

Subject: Request for Short Sale Assistance in Fairfax, Virginia [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Bank Name] [Bank Address] [City, State, ZIP Code] To Whom It May Concern, I hope this letter finds you well. I am writing to convey my current financial situation and request your assistance regarding a potential short sale of my property in Fairfax, Virginia. My property at [Property Address], Fairfax, Virginia, [ZIP Code] has unfortunately depreciated significantly in value, leaving me with a mortgage valued higher than the current market worth. Due to unforeseen circumstances such as [reasons for financial hardship, e.g., loss of employment, medical expenses, or divorce], I am unable to continue meeting my mortgage obligations. I have made sincere and ongoing efforts to resolve this issue, including seeking alternative financial solutions, but regrettably, it has become evident that a short sale is the prudential option for both parties involved. A short sale would allow me to avoid foreclosure, minimize the negative impact on my credit, and provide an opportunity for the bank to recover a portion of the mortgage amount. With the aim of initiating the short sale process, I kindly request your cooperation throughout this endeavor. Enclosed, please find the required documentation, including: 1. Financial documentation: — Recent pay stubs or prooincomeom— - Bank statements for the past three months — Proof of any additional financial obligations or debts 2. Supporting hardship documentation: — Detailed explanation of the circumstances leading to my financial hardship — Medical bills or divorce documents, if applicable 3. Real estate documentation: — Comparative market analysis (CMA) or an appraisal report indicating the current fair market value — Recent tax assessments or property valuation reports I would greatly appreciate your prompt review and consideration of my short sale request, given the time-sensitive nature of the situation. I am open to scheduling a meeting or discussion to provide any additional information or answer any questions you may have. I assure you of my commitment to cooperating fully with this process and acting in good faith to ensure a smooth and expeditious resolution. Furthermore, I am hopeful that we can work together to find a mutually agreeable solution for both parties. Thank you for your time and attention to this matter. Please do not hesitate to reach out to me at [Phone Number] or [Email Address] should you require any further information or documentation. Sincerely, [Your Name] [Your Property Address] [City, State, ZIP Code]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.