Hennepin Minnesota Ejemplo de carta de solicitud de venta corta al prestamista - Sample Letter for Short Sale Request to Lender

• Category: Bienes Raíces - Ejecución Hipotecaria - Desalojo - California
• State: Multi-State
• County: Hennepin
• Control #: US-FORECL-08
• Format: Word

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. Subject: Hennepin County, Minnesota — Sample Letter for Short Sale Request to Lender Dear [Lender's Name], I hope this letter finds you well. I am writing to you as a distressed homeowner in Hennepin County, Minnesota, and I am seeking your assistance in implementing a short sale of my property. I have thoroughly reviewed my financial situation and have come to the difficult decision that a short sale would be the best solution to mitigate my financial challenges and avoid foreclosure. Hennepin County, located in the vibrant state of Minnesota, is home to several thriving communities such as Minneapolis, Bloomington, and Maple Grove. Despite the county's economic resilience, challenges such as job loss, medical emergencies, and unforeseen circumstances have led to my current financial predicament. As a responsible homeowner, I firmly believe that pursuing a short sale will be the most responsible course of action for all parties involved. My property is located at [address], and I have taken several measures to attract potential buyers, including listing the property at a fair market value. However, due to various market factors, the offers I have received are not sufficient to cover the outstanding mortgage balance. Consequently, I am requesting your support to approve a short sale and release me from any further financial obligations related to the loan. I would like to outline the key benefits of a short sale for all parties involved. Firstly, a short sale would allow you, as the lender, to avoid the expensive and time-consuming foreclosure process that can result in significant financial losses. Additionally, cooperating in a short sale would demonstrate your commitment to helping to struggle homeowners in Hennepin County and maintaining positive customer relationships. For me as the homeowner, a short sale would prevent the devastating consequences of foreclosure, such as damaging credit scores, potential deficiency judgments, and the emotional toll of losing my home. Furthermore, by engaging in a short sale process, I can ensure a more orderly transition for all parties involved, minimizing any adverse effects on the local housing market. Included in this letter, you will find the necessary documentation to support my short sale request, including but not limited to financial statements, hardship letter, pay stubs, bank statements, and recent appraisals. I have compiled this information in accordance with your specific requirements and would appreciate your guidance if any additional documentation is necessary. I kindly request that you assign a single point of contact to handle my short sale application, ensuring efficient communication and a streamlined process. As Hennepin County experiences a diverse range of real estate dynamics, I understand that there may be different types of short sale applications specific to the area. If so, I kindly request you to consider my application under the applicable Hennepin County guidelines to facilitate its timely processing. In conclusion, I would like to express my gratitude for your understanding and consideration during this challenging time. I strongly believe that a short sale is in the best interest of all parties involved, and I humbly request your support and cooperation to proceed with this process. Your prompt attention to this matter would be greatly appreciated. Thank you for your time and attention. I look forward to receiving a positive response regarding my short sale request at your earliest convenience. Sincerely, [Your Name] [Your Contact Information]

Subject: Hennepin County, Minnesota — Sample Letter for Short Sale Request to Lender Dear [Lender's Name], I hope this letter finds you well. I am writing to you as a distressed homeowner in Hennepin County, Minnesota, and I am seeking your assistance in implementing a short sale of my property. I have thoroughly reviewed my financial situation and have come to the difficult decision that a short sale would be the best solution to mitigate my financial challenges and avoid foreclosure. Hennepin County, located in the vibrant state of Minnesota, is home to several thriving communities such as Minneapolis, Bloomington, and Maple Grove. Despite the county's economic resilience, challenges such as job loss, medical emergencies, and unforeseen circumstances have led to my current financial predicament. As a responsible homeowner, I firmly believe that pursuing a short sale will be the most responsible course of action for all parties involved. My property is located at [address], and I have taken several measures to attract potential buyers, including listing the property at a fair market value. However, due to various market factors, the offers I have received are not sufficient to cover the outstanding mortgage balance. Consequently, I am requesting your support to approve a short sale and release me from any further financial obligations related to the loan. I would like to outline the key benefits of a short sale for all parties involved. Firstly, a short sale would allow you, as the lender, to avoid the expensive and time-consuming foreclosure process that can result in significant financial losses. Additionally, cooperating in a short sale would demonstrate your commitment to helping to struggle homeowners in Hennepin County and maintaining positive customer relationships. For me as the homeowner, a short sale would prevent the devastating consequences of foreclosure, such as damaging credit scores, potential deficiency judgments, and the emotional toll of losing my home. Furthermore, by engaging in a short sale process, I can ensure a more orderly transition for all parties involved, minimizing any adverse effects on the local housing market. Included in this letter, you will find the necessary documentation to support my short sale request, including but not limited to financial statements, hardship letter, pay stubs, bank statements, and recent appraisals. I have compiled this information in accordance with your specific requirements and would appreciate your guidance if any additional documentation is necessary. I kindly request that you assign a single point of contact to handle my short sale application, ensuring efficient communication and a streamlined process. As Hennepin County experiences a diverse range of real estate dynamics, I understand that there may be different types of short sale applications specific to the area. If so, I kindly request you to consider my application under the applicable Hennepin County guidelines to facilitate its timely processing. In conclusion, I would like to express my gratitude for your understanding and consideration during this challenging time. I strongly believe that a short sale is in the best interest of all parties involved, and I humbly request your support and cooperation to proceed with this process. Your prompt attention to this matter would be greatly appreciated. Thank you for your time and attention. I look forward to receiving a positive response regarding my short sale request at your earliest convenience. Sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.