[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Name of Lender] [Address of Lender] [City, State, ZIP Code] Subject: Short Sale Request for Property Located at [Property Address], Houston, Texas Dear [Lender's Name], I am writing to formally request a short sale on the property located at [Property Address], Houston, Texas [ZIP Code]. I have been struggling to keep up with the mortgage payments due to unforeseen financial hardships, and it has become increasingly difficult for me to sustain the current financial obligations associated with the property. I would like to request your consideration for a short sale in order to avoid foreclosure and minimize potential losses for both parties involved. Furthermore, I have thoroughly assessed my financial situation and believe that a short sale is the best solution for all parties involved. To support my request, I have enclosed the following supporting documents: 1. Hardship Letter: A detailed explanation of the financial hardships I have been facing, including job loss, medical emergencies, or other circumstances that have affected my ability to meet my mortgage obligations. 2. Financial Statements: A comprehensive summary of my current financial situation, including income, expenses, assets, and liabilities. This will help you understand my current financial position and the need for a short sale. 3. Comparative Market Analysis (CMA): An analysis of similar properties in the area, which provides evidence of the declining property values and supports the argument that a short sale is in the best interest of all parties involved. 4. Repair Estimates: If applicable, I have included repair estimates for any significant damages or issues with the property that may impact its marketability or value. This will help illustrate the challenges faced in selling the property through traditional means. I understand that the short sale process requires the property to be listed with a licensed real estate agent. I have already taken steps to engage a reputable real estate agent who specializes in short sales in the Houston, Texas area. Their expertise will ensure that the property is listed at a competitive price and receives maximum exposure in the market to attract potential buyers. I kindly request that you review my request promptly and provide me with the necessary information and documents required to proceed with the short sale process. I am committed to cooperatively working with you throughout this process to ensure a smooth and timely resolution. Please inform me of any additional requirements or documentation needed to move forward with the short sale request. I am readily available to provide any clarification or additional information that may be required. Thank you for your attention to this matter, and I look forward to your positive response. Sincerely, [Your Name]
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.