Miami-Dade Florida Ejemplo de carta de solicitud de venta corta al prestamista - Sample Letter for Short Sale Request to Lender

• Category: Bienes Raíces - Ejecución Hipotecaria - Desalojo - California
• State: Multi-State
• County: Miami-Dade
• Control #: US-FORECL-08
• Format: Word

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. Dear [Lender's Name], I am writing to request your consideration for a short sale of my property located in Miami-Dade, Florida. As you may be aware, a short sale occurs when the proceeds from the sale of a property fall short of the outstanding mortgage balance, and the borrower is unable to repay the difference. Miami-Dade, Florida, known for its vibrant culture, beautiful beaches, and diverse population, is a desirable location for homeowners. However, due to unforeseen circumstances, I am currently facing financial hardship and struggling to meet my mortgage obligations. [Insert personalized details about your financial hardship and reasons for requesting a short sale, such as job loss, medical expenses, or divorce.] I believe that conducting a short sale is a mutually beneficial solution for both parties involved. By agreeing to a short sale, not only will you prevent the property from going into foreclosure, but you will also avoid the costly legal proceedings and potential loss associated with it. Additionally, a short sale would enable me to avoid the negative impact of foreclosure on my credit score and financial future. I have taken proactive steps to market the property, and I am actively seeking a qualified buyer who is willing to purchase the property at its current market value. I understand that the final sale price may be lower than the original loan amount, and I am committed to cooperating fully with the sale process to ensure a seamless and efficient transaction. Should you require any additional documentation or information to support my short sale request, please let me know, and I will promptly provide it. I am determined to find a viable solution and avoid foreclosure at all costs, as it would have a detrimental impact on my financial stability and the local community. Thank you for considering my short sale request. I remain hopeful that we can come to a mutually beneficial agreement and resolve this situation amicably. I appreciate your attention to this matter and look forward to discussing the next steps with you. Sincerely, [Your Name] [Your Contact Information]

Dear [Lender's Name], I am writing to request your consideration for a short sale of my property located in Miami-Dade, Florida. As you may be aware, a short sale occurs when the proceeds from the sale of a property fall short of the outstanding mortgage balance, and the borrower is unable to repay the difference. Miami-Dade, Florida, known for its vibrant culture, beautiful beaches, and diverse population, is a desirable location for homeowners. However, due to unforeseen circumstances, I am currently facing financial hardship and struggling to meet my mortgage obligations. [Insert personalized details about your financial hardship and reasons for requesting a short sale, such as job loss, medical expenses, or divorce.] I believe that conducting a short sale is a mutually beneficial solution for both parties involved. By agreeing to a short sale, not only will you prevent the property from going into foreclosure, but you will also avoid the costly legal proceedings and potential loss associated with it. Additionally, a short sale would enable me to avoid the negative impact of foreclosure on my credit score and financial future. I have taken proactive steps to market the property, and I am actively seeking a qualified buyer who is willing to purchase the property at its current market value. I understand that the final sale price may be lower than the original loan amount, and I am committed to cooperating fully with the sale process to ensure a seamless and efficient transaction. Should you require any additional documentation or information to support my short sale request, please let me know, and I will promptly provide it. I am determined to find a viable solution and avoid foreclosure at all costs, as it would have a detrimental impact on my financial stability and the local community. Thank you for considering my short sale request. I remain hopeful that we can come to a mutually beneficial agreement and resolve this situation amicably. I appreciate your attention to this matter and look forward to discussing the next steps with you. Sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.