Riverside California Ejemplo de carta de solicitud de venta corta al prestamista - Sample Letter for Short Sale Request to Lender

• Category: Bienes Raíces - Ejecución Hipotecaria - Desalojo - California
• State: Multi-State
• County: Riverside
• Control #: US-FORECL-08
• Format: Word

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. Dear [Lender's Name], I am writing this letter to formally request a short sale of my property located in Riverside, California [insert property address]. As you may be aware, the current economic climate has presented me with unforeseen financial challenges, making it difficult for me to maintain my mortgage payments. Riverside, California, is a vibrant city situated in the heart of the Inland Empire. Known for its beautiful landscapes, rich history, and thriving business opportunities, Riverside is a desirable place to live and work. However, due to personal circumstances beyond my control, I find myself in a situation where a short sale is the best option for me to alleviate my financial burden. I have diligently explored other alternatives such as loan modification or refinancing, only to find them unattainable given my current financial state. After carefully considering all available options, a short sale seems to be the most viable solution to prevent foreclosure and mitigate any further financial implications. Please find attached all the necessary documentation to support my short sale request, including a hardship letter outlining the reasons for my financial hardship, financial statements, bank statements, and any other required forms as per your institution's guidelines. I kindly request your prompt attention to this matter, as time is of the essence. A short sale will not only provide me with the opportunity for a fresh start but will also allow you, as the lender, to recover a portion of the outstanding loan balance without incurring the costly expenses associated with foreclosure. I am open to any discussions or negotiations regarding the short sale terms and conditions. I understand that your decision is based on various factors, including the market value of the property, prevailing market conditions in Riverside, California, and any potential loss mitigation programs that may be available. If necessary, I am willing to cooperate fully with any appraisals or inspections required by your institution to determine the fair market value of the property. Furthermore, I am committed to assisting in the marketing and sale of the property, should you require my assistance. In conclusion, I kindly request your empathy and consideration in approving my short sale request. I believe this offers the most feasible solution for all parties involved. I understand the complexities and potential challenges associated with this process but remain optimistic that we can reach a mutually beneficial agreement. Thank you for your time and attention. I look forward to a positive resolution to this matter. Sincerely, [Your Name] [Your Contact Information]

Dear [Lender's Name], I am writing this letter to formally request a short sale of my property located in Riverside, California [insert property address]. As you may be aware, the current economic climate has presented me with unforeseen financial challenges, making it difficult for me to maintain my mortgage payments. Riverside, California, is a vibrant city situated in the heart of the Inland Empire. Known for its beautiful landscapes, rich history, and thriving business opportunities, Riverside is a desirable place to live and work. However, due to personal circumstances beyond my control, I find myself in a situation where a short sale is the best option for me to alleviate my financial burden. I have diligently explored other alternatives such as loan modification or refinancing, only to find them unattainable given my current financial state. After carefully considering all available options, a short sale seems to be the most viable solution to prevent foreclosure and mitigate any further financial implications. Please find attached all the necessary documentation to support my short sale request, including a hardship letter outlining the reasons for my financial hardship, financial statements, bank statements, and any other required forms as per your institution's guidelines. I kindly request your prompt attention to this matter, as time is of the essence. A short sale will not only provide me with the opportunity for a fresh start but will also allow you, as the lender, to recover a portion of the outstanding loan balance without incurring the costly expenses associated with foreclosure. I am open to any discussions or negotiations regarding the short sale terms and conditions. I understand that your decision is based on various factors, including the market value of the property, prevailing market conditions in Riverside, California, and any potential loss mitigation programs that may be available. If necessary, I am willing to cooperate fully with any appraisals or inspections required by your institution to determine the fair market value of the property. Furthermore, I am committed to assisting in the marketing and sale of the property, should you require my assistance. In conclusion, I kindly request your empathy and consideration in approving my short sale request. I believe this offers the most feasible solution for all parties involved. I understand the complexities and potential challenges associated with this process but remain optimistic that we can reach a mutually beneficial agreement. Thank you for your time and attention. I look forward to a positive resolution to this matter. Sincerely, [Your Name] [Your Contact Information]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.