Salt Lake Utah Ejemplo de carta de solicitud de venta corta al prestamista - Sample Letter for Short Sale Request to Lender

• Category: Bienes Raíces - Ejecución Hipotecaria - Desalojo - California
• State: Multi-State
• County: Salt Lake
• Control #: US-FORECL-08
• Format: Word

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Bank Name] [Bank Address] [City, State, ZIP Code] Subject: Short Sale Request for Property in Salt Lake City, Utah Dear [Lender's Name], I am writing to formally request your cooperation and consideration for a short sale of my property located in Salt Lake City, Utah. I am currently faced with financial difficulties due to [briefly explain the reasons for your financial hardship, such as job loss, medical expenses, or divorce]. As a result, I am unable to meet the financial obligations of my mortgage. Property Information: — Property Address: [Full Address of the property] — Loan Number: [Your Loan Number— - Current Market Value: [Estimated Current Market Value] — Mortgage Balance: [Outstanding Mortgage Balance] I have made every effort to exhaust all available options to resolve my financial struggle but have come to the conclusion that a short sale presents the most viable solution. I am hopeful that through your assistance, we can reach a mutually beneficial agreement that will prevent the foreclosure process and help me alleviate the financial burden. Reasons for the Short Sale Request: 1. Financial Hardship: [Provide details on the specific financial challenges you are facing, clearly explaining how they have impacted your ability to pay the mortgage] 2. Declining Property Values: [Describe the current market conditions in the Salt Lake City area, showing evidence of declining property values] 3. Inability to Reinstate Loan: [If applicable, explain your inability to bring the mortgage current and reinstate the loan] Please find enclosed the required documentation to support my short sale request: — Financial Hardship Letter: [Explain the reasons for your financial hardship in detail] — Authorization to Release Information: [Provide a signed authorization allowing the lender to discuss your loan details with a designated representative] — Proof of Income: [Provide recent pay stubs, bank statements, and any other relevant documentation demonstrating your current financial situation] — Comparative Market Analysis (CMA): [Include a Realtor's report on the current market value of your property in Salt Lake City] — Supporting Documents: [Any additional documentation that substantiates your financial hardship, such as medical bills, divorce decree, or bankruptcy filing] I understand that a short sale may have an impact on my credit score and that we will need to negotiate the terms and conditions of the sale. I am willing to cooperate fully throughout this process to ensure a smooth and efficient transaction. I kindly request that you assign a dedicated representative to handle my case and keep me informed about the progress of my short sale request. Furthermore, I am available at your convenience to provide any additional information required or answer any questions you may have. Thank you for your prompt attention to this matter. I sincerely hope that we can reach a resolution that benefits all parties involved. I appreciate your understanding and cooperation. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Bank Name] [Bank Address] [City, State, ZIP Code] Subject: Short Sale Request for Property in Salt Lake City, Utah Dear [Lender's Name], I am writing to formally request your cooperation and consideration for a short sale of my property located in Salt Lake City, Utah. I am currently faced with financial difficulties due to [briefly explain the reasons for your financial hardship, such as job loss, medical expenses, or divorce]. As a result, I am unable to meet the financial obligations of my mortgage. Property Information: — Property Address: [Full Address of the property] — Loan Number: [Your Loan Number— - Current Market Value: [Estimated Current Market Value] — Mortgage Balance: [Outstanding Mortgage Balance] I have made every effort to exhaust all available options to resolve my financial struggle but have come to the conclusion that a short sale presents the most viable solution. I am hopeful that through your assistance, we can reach a mutually beneficial agreement that will prevent the foreclosure process and help me alleviate the financial burden. Reasons for the Short Sale Request: 1. Financial Hardship: [Provide details on the specific financial challenges you are facing, clearly explaining how they have impacted your ability to pay the mortgage] 2. Declining Property Values: [Describe the current market conditions in the Salt Lake City area, showing evidence of declining property values] 3. Inability to Reinstate Loan: [If applicable, explain your inability to bring the mortgage current and reinstate the loan] Please find enclosed the required documentation to support my short sale request: — Financial Hardship Letter: [Explain the reasons for your financial hardship in detail] — Authorization to Release Information: [Provide a signed authorization allowing the lender to discuss your loan details with a designated representative] — Proof of Income: [Provide recent pay stubs, bank statements, and any other relevant documentation demonstrating your current financial situation] — Comparative Market Analysis (CMA): [Include a Realtor's report on the current market value of your property in Salt Lake City] — Supporting Documents: [Any additional documentation that substantiates your financial hardship, such as medical bills, divorce decree, or bankruptcy filing] I understand that a short sale may have an impact on my credit score and that we will need to negotiate the terms and conditions of the sale. I am willing to cooperate fully throughout this process to ensure a smooth and efficient transaction. I kindly request that you assign a dedicated representative to handle my case and keep me informed about the progress of my short sale request. Furthermore, I am available at your convenience to provide any additional information required or answer any questions you may have. Thank you for your prompt attention to this matter. I sincerely hope that we can reach a resolution that benefits all parties involved. I appreciate your understanding and cooperation. Yours sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.