Carta De Explicación - Sample Letter for Short Sale Request to Lender

• Category: Bienes Raíces - Ejecución Hipotecaria - Desalojo - California
• State: Multi-State
• County: Tarrant
• Control #: US-FORECL-08
• Format: Word

Description

This is a sample letter that may be sent to a lender to prevent foreclosure by requesting their agreement to a short sale. The letter may be customized to suit your needs. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Lender's Name] [Loan Service's Name] [Address] [City, State, ZIP] Subject: Short Sale Request for Property [Property Address] Dear [Lender's Name], I hope this letter finds you well. I am writing to request your kind consideration and approval of a short sale for my property located at [Property Address], which is in Tarrant Texas. I have made every effort to diligently maintain my mortgage payments, but due to unforeseen financial hardships, I find myself no longer able to sustain the current mortgage obligations. Furthermore, I understand that a short sale can be a beneficial solution for both parties involved, allowing the lender to avoid costly foreclosure proceedings while offering me the opportunity to mitigate the financial burden and move forward with a fresh start. Furthermore, I have taken the liberty to provide you with all the necessary documents for evaluation and review, including: 1. Hardship Letter: This details the reasons behind my financial difficulties and explains how a short sale would be the most appropriate option for all parties involved. 2. Financial Statements: These documents outline my current financial state, including income, expenses, assets, and liabilities. This information will help you determine the short sale's feasibility and better understand my overall situation. 3. Comparative Market Analysis: Enclosed is a professional assessment of comparable properties in the local Tarrant Texas area to support the fair market value of my property and its potential for a successful short sale. 4. Third-Party Authorization: I hereby authorize you to discuss my loan and the short sale process with my real estate agent, attorney, or any other relevant party involved. I have also diligently researched the short sale process and ensured that all necessary steps will be promptly undertaken. I will actively cooperate with you throughout this process, providing any additional documentation required and facilitating property inspections by potential buyers. Furthermore, I sincerely request that you consider my short sale request based on the provided information. If there are any further details or documents required, please do not hesitate to contact me at [Phone Number] or [Email Address]. I am ready and willing to provide any additional information you may require promptly. I truly hope for a positive response to this short sale request, as it represents the best solution for all parties involved. You're understanding, compassion, and cooperation in this matter are greatly appreciated. Thank you for your time and attention. Yours sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Lender's Name] [Loan Service's Name] [Address] [City, State, ZIP] Subject: Short Sale Request for Property [Property Address] Dear [Lender's Name], I hope this letter finds you well. I am writing to request your kind consideration and approval of a short sale for my property located at [Property Address], which is in Tarrant Texas. I have made every effort to diligently maintain my mortgage payments, but due to unforeseen financial hardships, I find myself no longer able to sustain the current mortgage obligations. Furthermore, I understand that a short sale can be a beneficial solution for both parties involved, allowing the lender to avoid costly foreclosure proceedings while offering me the opportunity to mitigate the financial burden and move forward with a fresh start. Furthermore, I have taken the liberty to provide you with all the necessary documents for evaluation and review, including: 1. Hardship Letter: This details the reasons behind my financial difficulties and explains how a short sale would be the most appropriate option for all parties involved. 2. Financial Statements: These documents outline my current financial state, including income, expenses, assets, and liabilities. This information will help you determine the short sale's feasibility and better understand my overall situation. 3. Comparative Market Analysis: Enclosed is a professional assessment of comparable properties in the local Tarrant Texas area to support the fair market value of my property and its potential for a successful short sale. 4. Third-Party Authorization: I hereby authorize you to discuss my loan and the short sale process with my real estate agent, attorney, or any other relevant party involved. I have also diligently researched the short sale process and ensured that all necessary steps will be promptly undertaken. I will actively cooperate with you throughout this process, providing any additional documentation required and facilitating property inspections by potential buyers. Furthermore, I sincerely request that you consider my short sale request based on the provided information. If there are any further details or documents required, please do not hesitate to contact me at [Phone Number] or [Email Address]. I am ready and willing to provide any additional information you may require promptly. I truly hope for a positive response to this short sale request, as it represents the best solution for all parties involved. You're understanding, compassion, and cooperation in this matter are greatly appreciated. Thank you for your time and attention. Yours sincerely, [Your Name]

Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés. For your convenience, the complete English version of this form is attached below the Spanish version.