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The cash benefit from final expense insurance helps cover funeral and burial costs, medical needs or anything else that will help loved ones.

Final expenses are the end-of-life costs an individual incurs shortly before and shortly after they die. That could include final medical bills and funeral costs. Some life insurance policies can be used to cover final expenses for the people the now-deceased individual leaves behind.

HMS Plus 125 - Home Mortgage Series is a specially designed selection of life insurance products that can help protect your client's loved ones. Optional riders offer additional benefits to further protect the family home mortgage in times of financial hardship.

Final expense life insurance rates start at just $53 per month, with coverage amounts ranging from $5,000 to $35,000.

Americo's Continuation 10 product offers your clients a permanent policy but for the cost of a Term product. Continuation 10 works just like a term product, with the addition of life insurance continuing at 10% of the initial face amount after the initial Level Death Benefit ends.

How Much Does Final Expense Insurance Cost? The average final expense policy costs between $30-$70 a month and depends on your age, sex, health, coverage amount, and life insurance company you choose.

Americo Burial Insurance provides affordable coverage to pay for any final expenses such as funeral costs.

Does term life insurance cover funeral costs? A term life insurance payout can cover whatever your beneficiaries decide to use it for, including your existing debts and funeral costs.

Most claims are paid within 3 weeks of our receipt of all documents necessary to pay the claim. Some claims take longer and some may be able to be expedited. Three weeks is the average.