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What should I do if there are unauthorized charges on my credit card account? Contact your bank right away. To limit your liability, it is important to notify the bank promptly upon discovering any unauthorized charge(s). You may notify the bank in person, by telephone, or in writing.

Skimming your credit card, such as at a gas station pump. Hacking your computer. Calling about prizes or wire transfers. Phishing attempts, such as emails.

You can't tell what type of card it is by the last four digits. ... All major credit cards (or debit) identify the issuer in the first six numbers. ... Of course, if this is your card then all you would have to do is look at the logo on the front of the card and it will say which type of card you have.

Other credit card components Most credit cards have 15 or 16 digits displayed across the front, depending on the issuer. The first 6 digits indicate the issuer number, the next five refer to the specific issuing bank, and the final six equal the user's account number.

Research online: Look up the name of the merchant online as it appears on your statement. Your credit card company may provide additional merchant details you can use in your search, such as the merchant's phone number or website.

Scammers steal credit card numbers in a variety of ways, such as through phishing attacks, hijacking payment forms, intercepting public Wi-Fi, and more. Last year, the Federal Trade Commission (FTC) received 1.1 million identity theft reports, with nearly half of those involving credit card fraud [*].

First of all, a business can't charge your card without your permission. It would need to get your authorization first. This holds true whether you're paying with your smartphone or for any other online card-not-present transaction.

All Discover Network account numbers start with 6. The embossing should be uniform in size and spacing, and extend into the hologram. “Valid Thru” indicates the last month in which the card is valid. A Business Name may be embossed below the account name.