What are the fees for New York State Deferred Compensation Plan?

Plan Costs The Deferred Compensation Plan is a benefit offered by the City of New York to its employees, it is a wholly self-funded plan paid for by participants' fees. The current administrative fee is $20.00 per quarter, regardless of whether a participant has a 457 account, a 401(k) account, or both.

General Information. The New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401(k) Plan, both of which offer pre-tax and Roth (after-tax) options.

What is the interest rate for a deferred comp loan in NYC?

The Deferred Compensation Loan Program will charge an administrative fee of $50.00 plus a maintenance fee of $8.75 per quarter ($35.00 per year) and will only issue loans of you repay them in five (5) years. The interest rate will be prime rate plus 1% (currently 7.5%) which will be paid back into member's accounts.

How do I contact Nycdcp?

If you have any questions, please contact Eva Merlo at 212-720-3325 or by email to EMerlo planning.nyc.gov.

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Tributions and/or Roth (after-tax) contributions. However, the combined deferral cannot exceed $17,500. In the 401(k) Plan, you may choose to make pre-tax contributions and/or Roth (after-tax) contributions. However, the combined deferral cannot exceed $17,500. You may choose to put money in the 457 Plan or the 401(k) Plan, or both, for a combined deferral of $35,000, or $46,000 if age 50 or older. Rollovers into the Plan Rollovers accepted only from another Pre-tax 457 plan Rollov.

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