Get Cigna Referral Form

Referrer's will be guaranteed a reward if they refer a friend or friends. Referrer's will be guaranteed a reward if their referee purchases a Cigna Healthguard policy.

Open Access Plus (OAP) plans make it easy to get quality, in-network care with access to a large, national network of providers. Plus, you have the option to choose a primary care provider to coordinate your care and you don't need specialist referrals.

What is the OAP? OAP stands for Open Access Plus, a CIGNA network. This network replaces the CIGNA HealthCare PPO Shared Administration network and currently has 6,860 general acute care hospitals, 13,544 facilities and 1,587,398 specialists and primary care physicians. I have Medicare as my primary coverage.

Health Plan SearchCigna - Open Access Plus (PPO)

Frequently asked questions about open access health insurance. Is Cigna Open Access the same as PPO? Yes, Cigna Open Access Plus (OAP) plans are PPO plans.

What are Cigna HMO Open Access and Point of Service Open Access Plans? An HMO Open Access, or Health Maintenance Organization Open Access plan, is type of health plan that offers you flexible coverage along with tools and resources.

Specialist Care Without A Referral If these patients choose an out-of-network health care professional, services are covered at a reduced benefit level. The Cigna Open Access Plus In-Network (OAPIN) plan also provides referral-free access to specialty care.

You don't need referrals for in-network specialists however if you do see a PCP, they may refer you to a specialist after the initial exam. Cigna may need to pre-certify hospitalizations and other outpatient care, but there's no paperwork for you when using in-network providers.