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The Los Angeles-based insurer said that it was limiting new policies in California “to a level consistent with the volume we projected to write each month before recent market changes,” effective July 3, and is continuing to renew its existing policies.

The Los Angeles-based company cited a need to reduce operational costs and focus on “long-term sustainable profitability” in an announcement Monday to explain the job cuts.

Full Review Farmers earned 4.5 stars out of 5 for overall performance. NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account consumer experience, complaint data from the National Association of Insurance Commissioners and financial strength ratings.

Insurers are backing out of California and Florida due to disaster risks. Farmers and other insurers like Allstate and State Farm have begun to withdraw insurance offerings in some states to reduce their exposure to extreme weather events, which have become more frequent and destructive in a warming world.

Your declaration page, which serves as proof of coverage, is located within the first few pages of your policy package. We recommend printing your document from there. You can also call us at 1-855-878-3157 or contact your Farmers agent for help.

The industry says it has become too expensive to operate in California, blaming the high cost of rebuilding, growing risk from natural disasters and increasing expenses from buying “reinsurance,” or insurance for their losses, which state law prohibits them from passing onto customers.

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