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Who's Penn Mutual? We're Penn Mutual. A leader in life insurance focused on helping everyone we work with get stronger.

Accessing cash value Loan rate: 5.70% (adjustable) Loan minimums: $250 per loan. Net cost of the loan: 1% in policy year 1 through 5 and 0% policy years 6+ (subject to change)

Contact us directly at 1-800-523-0650.

As a mutual company, we take a long-term perspective with the goal of maintaining our strength and stability for the long haul. We make a lot of commitments to our policyholders, and our long-term focus is a big reason we've been able to keep those commitments.

AM Best publishes a yearly list rating U.S. insurance companies on their financial strength. Penn Mutual has an A+ rating, the second-highest of AM Best's rating categories. 4 An A+ indicates that the company has a superior ability to honor its ongoing insurance obligations, such as paying claims.

You can cancel your Penn Mutual life insurance policy by contacting the agent or broker who sold you the policy or by reaching out to Penn Mutual customer service at 1-800-523-0650.

Variable Investment Options Our variable life and annuity products provide a broad range of investment options, so your clients can make choices based on their needs and goals.

What Is a Mutual Insurance Company? A mutual insurance company is an insurance company that is owned by policyholders. The sole purpose of a mutual insurance company is to provide insurance coverage for its members and policyholders, and its members are given the right to select management.