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This notice will set forth the Court where the bankruptcy was filed, case number, the date of the filing, the type of bankruptcy (e.g. Chapter 7, 11 or 13), the name and contact information for the debtor and the trustee. Pay particular attention to the exact name of the party filing bankruptcy.

A letter of explanation enables the borrower to answer any questions a lender might have about the loan application. Lenders are often required to get letters of explanation for information present on your credit report, such as delinquencies, late payments, bankruptcies, and foreclosures.

A notice of bankruptcy case and court-issued notices are sent to the creditors of the individual, corporation, or other entity that has filed for bankruptcy protection. Entities can use the Bankruptcy Noticing Center (BNC) to have notices delivered either: Electronically, or. By mail.

A bankruptcy notice is a demand for payment of money by a creditor from a debtor. A creditor is someone who is owed money. A debtor is someone who owes money. A bankruptcy notice is usually issued because a creditor has obtained a Court judgment or judgments worth $10,000 or more against a debtor.

In a chapter 7 “no asset” case, if the trustee files a Notice of Possible Dividends a notice is sent stating the deadline by which a claim is due. In chapter 9 and chapter 11 cases, creditors receive a specific notice of the deadline by which a claim is due.