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An automatic additional insured endorsement is sometimes attached to liability insurance policies and automatically grants insured status to a person or organization that the named insured is required by contract to add as an insured.

When you add an additional insured to a professional liability policy, it means you're extending your insurance coverage to another person or company. Professional liability insurance helps protect your business from lawsuits that claim there were mistakes in the professional services given.

An additional insured is an auto's partial owner or who is liable for an auto insured by someone else. A driver who is listed on the policy is not the same as an additional insured. Additional insured parties are often co-owners on the title or leaseholders, or they're driving vehicles that are owned by someone else.

CG2033 4/13 This additional insured endorsement is a blanket additional insured endorsement and has the following limitations and conditions: The additional insured (e.g. project owner, general contractor) is not insured for their sole negligence.

This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART.

In an insurance policy, an additional insured refers to anyone other than the policyholder who is covered by an insurance policy. Coverage might be limited to a single event or it could last for the policy's lifetime.

CG 20 40 12 19 provides additional insured coverage to anyone required to be named as an additional insured under a written contract that performs operations for the named insured.

Additional insured typically applies where the primary insured must provide coverage to additional parties for new risks that arise out of their connection to the named insured's conduct or operations. These new individuals or groups are added to the policy through an amendment called an endorsement.