Get Cobra Addition Of A Dependent Form - Discovery Benefits

Monthly and Initial Payment Grace Periods COBRA participants have a 30-day grace period to pay monthly COBRA premiums in order to maintain coverage, and a 45-day grace period to make an initial payment upon first electing COBRA coverage.

Only certain individuals can become qualified beneficiaries due to a qualifying event, and the type of qualifying event determines who can become a qualified beneficiary when it happens. A qualified beneficiary must be a covered employee, the employee's spouse or former spouse, or the employee's dependent child.

Under COBRA, a qualified beneficiary is only entitled to continue the coverage in place immediately before the qualifying event. However, COBRA regulations provide that a qualified beneficiary may change coverage at open enrollment to the same extent that similarly situated active employees can do under the plan.

Consumers may also extend COBRA continuation coverage longer than the initial 18-month period with a second qualifying event —e.g., divorce or death— up to an additional 18 months, for a total of 36 months.

Removing a Dependent from your COBRA Continuation Coverage A dependent may be removed from coverage at any time with the signature of the dependent (if he/she is over age 18) or the signature of a parent/guardian (if the dependent is under age 18).

You May Add New Dependents To COBRA. Having a baby or adopting and getting married are two qualifying events that will allow you to add dependents to your major medical COBRA plan. Contact your COBRA plan administrator about putting new dependents on your insurance.

The pregnancy would be covered if the group health policy had coverage for it at the time you applied for COBRA. Additionally, a qualified beneficiary can add a newborn baby to their COBRA coverage. The newborn will become a qualified beneficiary and be entitled to the same coverages as the employee.

Addition of New Dependents Adding a child or spouse may cause an increase in the amount you must pay for COBRA Continuation Coverage. Any Qualified Beneficiary can add a new spouse or child to his or her COBRA Continuation Coverage.