Why do companies want to be listed as additional insured?

Additional insured coverage can protect your organization from liability due to contractors' and subcontractors' operations. Liability insurance covers losses due to claims your company, employees, products or services caused harm or wrong to a third party.

What is a blanket insured?

What is Blanket Insurance? Blanket insurance is a single property insurance policy that covers more than one type of property at the same location, the same kind of property at multiple locations, or multiple kinds or property at two or more locations.

What is CG 20 26 04 13 endorsement?

CG 20 26 04 13: Additional Insured Designated Person Or Organization. This endorsement is a catch-all endorsement and is acceptable for most situations. The exception is when we need additional insured status for completed operations with respect to work done for us by a contractor.

What is the difference between additional insured and blanket additional insured?

A blanket additional insured endorsement is the process of providing insurance coverage to those parties that the named insured must provide coverage. The additional insured status essentially provides coverage to other groups or individuals that were not initially named in the policy.

How does blanket limit work?

Blanket limit coverage provides a total limit (amount of losses that can be paid) of insurance which can be applied to multiple locations or buildings. By contrast, a specific (also known as scheduled ) limit of insurance, defines separate limits which are applied to each individual property.

What is a CG 20 26 endorsement?

CG 20 26 Additional Insured - Designated Person or Organization. Adds a designated person or organization as an additional insured for liability arising out of the named insured's premises or operations. This endorsement can be used to add any interest to the policy, subject to company approval.

What is a blanket additional insured endorsement?

A blanket additional insured endorsement enables a policyholder to extend coverage to multiple third parties without having to specifically name or request such a status for each.

What is blanket limit additional insured?

What Is Blanket Additional Insured Endorsement? A blanket additional insured endorsement is an insurance policy endorsement that automatically provides coverage to any party to which the named insured is contractually required to provide coverage.

Get Additional Insured Endorsement

G-123127-B (Ed. 12/02) IMPORTANT: THIS ENDORSEMENT CONTAINS DUTIES THAT APPLY TO THE ADDITIONAL INSURED IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIM OR SUIT. SEE PARAGRAPH C., OF THIS ENDORSEMENT FOR.

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