Get South Carolina Form Fr 290

In South Carolina, all drivers are required by law to carry uninsured motorist coverage for personal injuries and related damages of $25,000 per person, or $50,000 for all people, per accident – this is the minimum level required.

Section 38-77-160 - Additional uninsured motorist coverage; underinsured motorist coverage.

First offense With a misdemeanor, the state can ask you to pay a $100–$200 fine or serve 30 days in jail and surrender your license plates and vehicle registration. Additionally, for each day you go without coverage, you'll pay a $5 surcharge, up to $200. Reinstating your driving privileges will cost $200.

SECTION 38-77-140. Bodily injury and property damage limits; general requirements. (3) twenty-five thousand dollars because of injury to or destruction of property of others in any one accident.

South Carolina Code Ann. §§ 38-77-710 to -770 provide for the arbitration of property damage liability claims, including the award of actual and punitive damages, arising out of motor vehicle accidents.

South Carolina law requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance is divided into two basic coverages: liability and physical damage.

SECTION 56-10-520. Operating or permitting operation of motor vehicle without first paying uninsured motor vehicle fee; misdemeanor violation; record of conviction for violations of this section; suspension of license, registration certificates, and license plates.

Section 56-10-530 - Involvement in accident resulting in death, injury or property damage when uninsured motor vehicle fee unpaid; suspension of driver's license, license plates and registration certificates; contested case hearing.