How to apply for SRS online?

Under Apply, click on Supplementary Retirement Scheme (SRS). Click on Instant Apply under Supplementary Retirement Scheme. Select your Reference Account for Signature, select your Debiting Account and indicate a Contribution Amount. (You may choose to make a contribution now or later via Funds Transfer.)

Can I transfer my SRS account to another bank?

Yes, you can. Visit any of our branches to complete and sign these forms: Account Transfer form. SRS Account Application form.

How much does it cost to deposit to SRS?

Each year, Singaporean and PRs can contribute a maximum of S$15,300 (S$35,700 for foreigners) to their SRS accounts. To be eligible for SRS tax relief next year, your contribution has to be made by 31 December this year. Use the calculator below to find out how much tax you can save with SRS.

Can I apply for SRS account online?

Apply for your Supplementary Retirement Scheme (SRS) Account instantly via digibank Online.

The SRS complements the Central Provident Fund (CPF). CPF savings are meant to provide for housing and medical needs and for basic living needs after retirement. Unlike the CPF scheme, participation in SRS is voluntary. SRS members can contribute a varying amount to SRS (subject to a cap) at their own discretion.

When can I get my SRS?

You may withdraw your SRS monies at any time. You may also continue to operate your SRS account after leaving Singapore. As for the taxability of SRS withdrawals, all withdrawals are generally taxable. In addition, all withdrawals made before the retirement age (currently 62) attract a 5% penalty.

Where should I open my SRS account?

You can open a Supplementary Retirement Scheme (SRS) account at one of the local banks: DBS, OCBC or UOB. To open an account, you can either show up in person at one of the banks with your NRIC or passport, or apply online: DBS SRS account.

What is the penalty for SRS?

Before the retirement age at first contribution, withdrawals from your DBS SRS Account at any time are subjected to a 5% penalty and 100% of the amount withdrawn will be taxable for that year. Upon retirement age at first contribution, you are allowed to spread out your withdrawals over 10 years.

Get Srs Declaration Form

Declaration form for SRS and/or ABS inspections Certifier details Company: Certifier name: Certifier ID: Vehicle details Make: Model: Model code: Vehicle year: VIN/chassis Odometer reading: Reason.

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