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1 We confirm that we have read and understood the attached Terms and Conditions of Housing Loan for HDB Resale Flats and agree to abide by the Terms and Conditions at all times. 2 We understand that HDB s approval of this housing loan application is subject to HDB s prevailing policies, rules, regulations and any other terms and conditions as may be imposed by HDB from time to time. 3 We are aware that if any information given below is untrue or incorrect, HDB shall have the righ.

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